The Underwriter, Residential Mortgage will report to Senior Manager, Residential Mortgage, and assist in residential mortgage underwriting and relevant operational activities.

Key Responsibilities & Accountabilities

- Prepare reports, files and documents in support of the Residential Underwriting team function
- Review residential mortgage applications: perform credit assessment, communicate with branch/relationship managers and prepare analysis opinion
- Review and analyze appraisal reports
- Recommend decision on residential mortgage applications to approval authority
- Review and request approval for registration of new appraisal company or mortgage brokerage
- Register residential mortgage application in the Bank’s core banking system
- Instruct relevant department to process legal document and to send instructions to solicitors
- Other duties as required by Department

Job Requirements

Education Requirements: Bachelor’s degree is required, preferably in business or finance; or equivalent experience in financial services or a related field

Work Experience Requirements: 3+ years of work experience preferred,



ideally in Canadian financial institution

- Strong communication skills (verbal and written)
- Strong proficiency in Microsoft Office programs - i.e. Word, Excel, Powerpoint
- Extreme attention to detail
- Ability to work effectively within a team environment and to interact with all levels
- Ability to prioritize, perform well under pressure and meet time sensitive deadlines
- Proven ability to work well with others
- Legally eligible to work in Canada

Knowledge & Skills

- Knowledge of Administration processes, practices and procedures
- Risk, compliance and audit mindset
- In-depth knowledge of lending products & industry
- Ability to work in a fast paced and changing environment
- Robust attention to detail and the ability to work under pressure
- Ability to meet strict deadlines
- Adaptability & Flexibility
- Learning mindset (Continuous learning)
- Collaboration & Teamwork
- Effective interactive communication
- Initiative
- Attention to detail and quality

#J-18808-Ljbffr

📌 Residential Mortgage Underwriter (Toronto)
🏢 Shinhan Bank Canada
📍 Toronto