The Underwriter, Residential Mortgage will report to Senior Manager, Residential Mortgage, and assist in residential mortgage underwriting and relevant operational activities.

Key Responsibilities & Accountabilities - Prepare reports, files and documents in support of the Residential Underwriting team function - Review residential mortgage applications: perform credit assessment, communicate with branch/relationship managers and prepare analysis opinion - Review and analyze appraisal reports - Recommend decision on residential mortgage applications to approval authority - Review and request approval for registration of new appraisal company or mortgage brokerage - Register residential mortgage application in the Bank’s core banking system - Instruct relevant department to process legal document and to send instructions to solicitors - Other duties as required by Department Job Requirements Education Requirements: Bachelor’s degree is required, preferably in business or finance; or equivalent experience in financial services or a related field Work Experience Requirements: 3+ years of work experience preferred,



ideally in Canadian financial institution - Strong communication skills (verbal and written) - Strong proficiency in Microsoft Office programs - i.e. Word, Excel, Powerpoint - Extreme attention to detail - Ability to work effectively within a team workplace and to interact with all levels - Ability to prioritize, perform well under pressure and meet time sensitive deadlines - Proven ability to work well with others - Legally eligible to work in Canada Knowledge &

Skills - Knowledge of Administration processes, practices and procedures - Risk, compliance and audit mindset - In-depth knowledge of lending products & industry - Ability to work in a fast paced and changing environment - Solid attention to detail and the ability to work under pressure - Ability to meet strict deadlines - Adaptability & Flexibility - Learning mindset (Continuous learning) - Collaboration & Teamwork - Effective interactive communication - Initiative - Attention to detail and quality

📌 Residential Mortgage Underwriter (Toronto)
🏢 Shinhan Bank Canada
📍 Toronto