On Site
Toronto, Ontario
Montréal, Québec
Québec, Québec
Full time
R_1501944
**Work Location:**
Toronto, Ontario, Canada
**Hours:**
35
**Line of Business:**
Data & Analytics
**Pay Details:**
85 000 $/$85,000 - 110 000 $/$110,000 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues.

Growth opportunities and skill development are defining features of the colleague experience at TD.

Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
**Department Overview**
It takes an astute combination of analytical skills, business knowledge and an understanding of human behavior to navigate today's complex risk factors in business – and banking.

This is the special expertise of the Actuary professional community at TD.

Actuary roles help us strategically plan our future business success and increasingly, to fulfill specialized functions in areas such as pricing, underwriting, insurance, reinsurance and of course, risk management.

We value and customers benefit from the tremendous actuarial talent at the Bank and craft these roles with opportunities for personal and skilled growth.
**Job Description**
The Valuation team is part of the Corporate Actuarial department.

In the role, the candidate will partake in the main responsibilities of the team, including: Quarterly Reserve Valuations
The responsibility is to establish actuarial provisions for all lines of business using appropriate assumptions and methods.

The selection of techniques to determine unpaid claims requires a very good understanding of the business, including historical changes in terms of product offering and legislative reforms.

Tools and techniques must be periodically reviewed, improved, and optimized to stay relevant for the specific circumstances of the different lines of business.

Actuarial provisions must be calculated in accordance with current actuarial literature, legislation, and accounting standards.

Reporting
The responsibility relates to building meaningful reports to monitor the adequacy of actuarial provisions over time.

Actual losses versus expected losses are monitored monthly.

The responsibility also relates to communicating and certifying the financial results with various business partners, including external auditors, AMF and OSFI.

The appointed actuary report is produced, audited and peer reviewed yearly.

Governance/Miscellaneous
Implement risk mitigation, risk controls as well as processes, policies, and procedures for the team.

Coach, develop and inspire colleagues toward reaching their goals
**Job Requirements**
Professional Requirements: Bachelor's degree in Actuarial science or other quantitative area of study
Working towards obtaining Associateship with the Casualty Actuarial Society, Canadian Institute of Actuaries or equivalent
Minimum 2 years of Property and Casualty actuarial experience
Requirement of having completed 2 Actuarial exams at the minimum




Analytical/technical Skills: Stands out for his/her judgment and analytical mind
Has robust problem-solving skills
Recognized for his/her thoroughness and the quality of his/her work
Shows initiative, creativity and critical thinking in his/her work
Has work experience with MS Excel (VBA), programming languages (eg. R/SAS/Python)
Soft Skills: Ability to communicate effectively in English, both verbally and in writing.

Bilingualism (English and French) is an asset for this role
Highly adaptable for having discussions with different stakeholders in terms of expertise, training and hierarchical position
Ability to work effectively during periods of stress
Ability to collaborate and build positive relationships with business partners
Autonomous and perseverant
**Who We Are:**
As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.
TD Insurance offers a wide range of products, including General Insurance and Life and Health.

Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals.

Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Learn more (http://www.td.com/ca/en/about-td/who-we-are/benefits-of-working-at-td)
**Additional Information:**
We're delighted that you're considering building a career with TD.

Through regular development conversations, training programs, and a competitive perks plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job chance is subject to provincial regulation for employment purposes.

It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed.

You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow,



and you can unlock your full potential to achieve your career goals.

Here at TD, we hire and develop the best.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview.

We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is significant to us.

Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!
**Language Requirement (Quebec only):**
Maîtrise d'une langue autre que le français pour offrir du soutien ou traiter avec des employés ou des collègues qui ont besoin de services et de soutien dans une langue autre que le français.
US Labor & Employment Posters
(https://tdbank.site.findly.com/wp-content/uploads/sites/3875/2026/07/USApplicant

Rights_revised_7-13-2026.pdf) | California Privacy (https://www.td.com/us/en/personal-banking/privacy/california/)

Accessibility (https://www.td.com/us/en/personal-banking/universal-footer/accessibility/)
FAQ (https://cdn-static.findly.com/wp-content/uploads/sites/3345/2024/08/02032545/FAQ_EN.pdf)
**Our Values**
At TD we're guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior.

In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care.

No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.
**Our Commitment to Diversity, Equity, and Inclusion**
At TD, we're committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported.

We're dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.
**Helping to Make an Impact in Communities – TD Ready Commitment**
TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future.

That's why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative.

Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health.

It's our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

Learn more: Canada (https://www.td.com/ca/en/about-td/ready-commitment)
US (https://www.td.com/us/en/about-us/communities/ready-commitment)
Europe & Asia Pacific (https://www.td.com/ca/en/about-td/ready-commitment)
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

📌 Actuarial Analyst II - Valuation (Quebec City)
🏢 TD Bank
📍 Quebec City