Senior Credit Risk Analyst | Contract | Hybrid | Waterloo, ON

Details

Contract: 6+ Months (potential to extend)

Schedule: Full-Time, Hybrid

Location: Waterloo, ON

Rate: $24 - $28/hour

The Opportunity

We are seeking an experienced Senior Credit Risk Analyst to support a global technology organization. This role is ideal for a credit professional who enjoys financial analysis, risk assessment, cross-functional collaboration, and driving process improvements. The successful candidate will help optimize cash collections, minimize bad debt exposure, and support revenue growth while delivering a high-quality customer experience.

Key Responsibilities

- Analyze customer financial statements, credit reports, and payment histories to assess creditworthiness.
- Monitor customer account performance and identify potential credit risks.
- Review and approve credit requests, payment terms, and account changes within established guidelines.
- Collaborate with Sales, Finance, and internal stakeholders to resolve credit-related issues and recommend alternative solutions.
- Support collections initiatives to improve cash flow and reduce outstanding receivables.
- Ensure compliance with service level agreements (SLAs) and internal credit policies.
- Participate in acquisition integrations and strategic projects related to credit risk management.
- Identify opportunities to improve credit approval, risk assessment, and collection processes.
- Prepare reports and provide recommendations to leadership regarding customer risk profiles.




- Contribute to continuous improvement initiatives and best practices across the credit function.

What you'll need to succeed

- 5+ years of B2B credit, credit risk, collections, or financial analysis experience.
- Strong ability to analyze financial statements and assess commercial credit risk.
- Experience working within a global, technology, software, or high-growth business environment is preferred.
- Excellent communication and stakeholder management skills.
- Strong problem-solving and decision-making abilities.
- Experience working with ERP and CRM systems such as SAP and Salesforce is considered an asset.
- Advanced proficiency with Microsoft Office, particularly Excel.
- Solid organizational skills with the ability to manage multiple priorities.
- Demonstrated commitment to continuous improvement and process optimization.
- CCP designation, accounting designation, or related financial credentials are considered assets.
- Bilingual communication skills are considered an asset.

What you need to do now

If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.

If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career.

This posting is for an existing vacancy with the organization.

AI may be used to screen, assess or select applicants for the position.
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#1126757 - Matthew Venton

📌 Sr Credit Risk Analyst (Waterloo)
🏢 Hays
📍 Waterloo