Citi’s Canadian Commercial Bank (“CCB”) is looking for a Full-Time Associate Vice President (“AVP”)/ Associate to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $100 million to more than ~$3 billion. Our Commercial Banking Team finds ways to help our clients to maximize their growth while taking full advantage of Citi’s banking products. That means knowing all about our deposit and lending, as well as our cash management, trade, FX (foreign exchange), Investment Banking, and capital markets solutions.

The role of Coverage team members is to serve as a thought partner to our clients, working closely with them to deliver the full breadth of Citi’s solutions to help them fund their operations and expand both locally and throughout the world.

Associates play a critical role in meeting the needs of our clients and prospects, including:

Conducting company research and industry analysis

Analyzing financial data and performing financial modeling focused on company valuations, discounted cash flow analysis, and pro-forma analyses

Taking ownership of the client experience, including partnering with Bankers and Product teams to determine which products to leverage in order to help clients achieve their goals

Playing a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client-related decks

Interacting with partners across the firm, including product, credit risk, in-business controls, legal, marketing, operations, risk, compliance, and technology teams





The Citi Commercial Bank target market, value proposition, and client coverage model

How bankers interact with clients and identify their needs

The various credit product types and how these solutions best fit client needs

The commercial loan underwriting process, including loan structuring and documentation

The end-to-end credit process including new origination of credit and the monitoring of an assigned credit portfolio

Engaging with clients, prospects, and centers of influence

Citi credit and regulatory policies and procedures

Qualifications:

2 years’ work experience; credit experience or commercial banking experience

Experience partnering with stakeholders to achieve goals

Relationship management experience

Strong analytical and problem-solving skills, MS Word, Access, Excel, and PowerPoint

Strong communication skills; written & verbal

Education: Bachelor's/University degree in Finance, Economics or Accounting, is required.

- Working Environment: office setting, minimal travelling and working hours in the office may be required during projects.
- Effort: minimal physical effort required. High levels of prolonged and intense concentration may be required in front of computer.

Job Family Group: Management Development Programs

Job Family:



Graduate

Time Type: Full time

Primary Location Full Time Salary Range: $115 000,00 - $130 000,00

Most Relevant Skills Please see the requirements listed above.

Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

This job opening is for an existing job vacancy.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career prospect review .

View Citi’s and the poster.

📌 AVP Commercial Banking - Commercial Banking Associate (Toronto)
🏢 Citigroup
📍 Toronto