The Underwriter, Residential Mortgage will report to Senior Manager, Residential Mortgage, and assist in residential mortgage underwriting and relevant operational activities.

Key Responsibilities &

- Accountabilities
- Prepare reports, files and documents in support of the Residential Underwriting team function• Review residential mortgage applications: perform credit assessment, communicate with branch/relationship managers and prepare analysis opinion• Review and analyze appraisal reports• Recommend decision on residential mortgage applications to approval authority• Review and request approval for registration of new appraisal company or mortgage brokerage• Register residential mortgage application in the Bank’s core banking system• Instruct relevant department to process legal document and to send instructions to solicitors• Other duties as required by Department

Job Requirements

Education Requirements: Bachelor’s degree is required, preferably in business or finance; or equivalent experience in financial services or a related field

Work Experience Requirements: 3+ years of work experience preferred,



ideally in Canadian financial institution

- Strong communication skills (verbal and written)• Robust proficiency in Microsoft Office programs – i.e. Word, Excel, Powerpoint• Extreme attention to detail• Ability to work effectively within a team environment and to interact with all levels• Ability to prioritize, perform well under pressure and meet time sensitive deadlines• Proven ability to work well with others• Legally eligible to work in Canada

Knowledge &

- Skills

Knowledge of Administration processes, practices and proceduresRisk, compliance and audit mindsetIn-depth knowledge of lending products & industryAbility to work in a fast paced and changing environmentStrong attention to detail and the ability to work under pressureAbility to meet strict deadlines

Adaptability &

- FlexibilityLearning mindset (Continuous learning)Collaboration &
- TeamworkEffective interactive communicationInitiativeAttention to detail and quality

📌 Residential Mortgage Underwriter (Toronto)
🏢 Shinhan Bank
📍 Toronto