ABOUT KV CAPITAL

At KV Capital, we have established ourselves as industry leaders in real estate debt and investment, driven by our unwavering commitment to excellence, trusted partnerships, and innovative solutions. Since our founding in 2006, we have expanded our business across three connected areas of service: real estate private equity, real estate lending, and private equity investments in real estate supply chain businesses. Managing a robust portfolio of around $2 billion in funded investments, accompanied by $1billion in assets under management, our dedicated team of finance experts is driven by a shared goal to cultivate prosperity for our clients, investment partners, and communities.

We have offices in Edmonton, Calgary and Toronto, and continue to expand and extend our reach nationally.

INSURED LENDING

KV Capital is expanding its CMHC-insured multifamily lending platform, providing insured term and construction financing solutions for multifamily and purpose-built rental properties under CMHC’s National Housing Act programs. Our platform pairs deep capital markets and securitization expertise with a disciplined, credit-aware approach to origination, delivering competitive insured financing to borrowers, sponsors, and developers across the market.

POSITION: Director, Funding & Servicing, Insured Lending

LOCATION: Toronto, Vancouver, Edmonton, Calgary

YOUR OPPORTUNITY The successful candidate will be accountable for the execution, funding, servicing, administration, compliance, and operational performance of the insured lending portfolio. This includes:

- Executing and administering the CMHC-insured mortgage portfolio;
- Maintaining compliant funding, accurate servicing, effective risk management, and strong operational controls;
- Meeting CMHC, investor, aggregator, and regulatory requirements; and
- Acting as the primary link between underwriting, capital markets, finance, operations, third-party service providers, and CMHC throughout each insured loan’s life cycle.

Success in this role will depend on your ability to deliver expert-level client service, consistently fund and administer CMHC-insured transactions, and apply your expertise to create value for clients while strengthening KV Capital’s reputation as a trusted leader in the multifamily lending market.

YOUR KEY RESPONSIBILITIES





Working with KV Capital’s leadership team, you will be responsible for:

- Leading all CMHC loan funding, closing, and disbursement activities;
- Ensuring all funding conditions, legal requirements, and CMHC program requirements are satisfied before funding;
- Overseeing administration and servicing of the CMHC-insured mortgage portfolio throughout the loan life cycle;
- Managing borrower payments, renewals, assumptions, amendments, discharges, and ongoing loan maintenance;
- Ensuring compliance with CMHC, National Housing Act, investor, and internal policy requirements;
- Maintaining strong operational controls, segregation of duties, and funding authorization protocols;
- Overseeing loan onboarding, system administration, data integrity, reconciliations, and servicing records;
- Monitoring portfolio performance, delinquency trends, covenant compliance, insurance coverage, and property tax status;
- Managing defaults, workout strategies, enforcement actions, and required CMHC notifications;
- Coordinating with aggregators, custodians, servicers, legal counsel, and other third-party service providers;
- Supporting loan sales, securitization readiness, settlement, and investor reporting;
- Overseeing trust accounting controls, cash movements, and funding reconciliations;
- Establishing and maintaining servicing policies, procedures, controls, and quality assurance programs;
- Leading and developing funding and servicing team members, including training and performance management;
- Providing portfolio, funding, servicing, compliance, and risk reporting to senior management and governance committees;
- Driving operational efficiency, automation, scalability, and continuous improvement initiatives; and
- Acting as the primary operational liaison with CMHC on funding, servicing, compliance, and audit matters.

YOUR CAPABILITIES AND CREDENTIALS

- Bachelor’s degree in finance, accounting, business, economics, or a related discipline.




- 10+ years of progressively senior experience in multifamily mortgage lending, with meaningful exposure to CMHC lending, funding, servicing, operations, capital markets, securitization, regulated lending environments, and third-party service provider oversight.
- Professional designation or advanced credential is preferred, such as CFA, CPA, MBA, Chartered Banker, mortgage industry certification, or servicing-related qualification.
- Strong knowledge of mortgage legal documentation, security registration, closing processes, and funding requirements.
- Demonstrated expertise in loan portfolio administration, servicing, delinquency management, and default resolution.
- Practical understanding of capital markets, loan sales, aggregators, custodians, settlement processes, and securitization requirements.
- Experience developing policies, procedures, controls, governance frameworks, and quality assurance processes.
- Ability to lead operational, technology, automation, and process improvement initiatives at scale.
- Strong written and verbal communication skills, with the ability to engage effectively with CMHC, aggregators, executives, auditors, investors, and service providers.
- Proven ability to lead cross-functional collaboration across underwriting, servicing, finance, treasury, legal, operations, and capital markets.

WHAT KV CAPITAL OFFERS

- Competitive total compensation package, including an Employee Stock Option Plan
- Performance-based and long-term incentives
- Generous vacation offering and versatile time off, including birthdays off and holiday office closure
- 100% Employer paid benefits
- Tuition and professional development support
- Hybrid work offering

OUR VALUE PROPOSITION

We offer a compelling value proposition, including access to proprietary debt and equity capital, proprietary tools, substantial existing business actively generated in the market and a best-in-class underwriting team and back office. Our objective is to foster significant growth in the market. The compensation package for this role scales with the achieved growth and profitability.

Learn more about us at www.kvcapital.ca.

TO APPLY, please forward your resume and cover letter to [email protected]. Please indicate “Director, Funding & Servicing” in the subject line.

📌 Director, Funding & Servicing (Toronto)
🏢 KV Capital
📍 Toronto