What is the chance? The Risk Assessment Insurance Specialist is a self-starter who exudes energy, curiosity, and enthusiasm to take on any challenge that is presented to them within the RBC Wealth Management Financial Services Inc. (RBCWMFS Inc.). This role requires to be analytical and pays attention to details. As the Risk Assessment Insurance Specialist this person can pivot easily depending on the situation and circumstances presented to them.

Job Description What is the opportunity?

The Risk Assessment Insurance Specialist is a self-starter who exudes energy, curiosity, and enthusiasm to take on any challenge that is presented to them within the RBC Wealth Management Financial Services Inc. (RBCWMFS Inc.). This role requires to be analytical and pays attention to details. As the Risk Assessment Insurance Specialist this person can pivot easily depending on the situation and circumstances presented to them.

What will you do? Pre-Audit Preparation (For DS Branches)

Compile and organize policy information packages for Branch Directors and audit teams

Verify owner addresses and confirm IA licensing consistency

Identify and flag Agent of Record (AOR) Transfer policies to branches, confirming all required documentation is filed in secure folders

Conduct pre-audit readiness calls with branch teams using presentation materials

Complete audit checklists to confirm branch preparedness

Audit Support

Facilitate DS branch audit calls and address technical or policy-related questions

Provide post-audit guidance and follow-up support

Policy Review & Compliance

Conduct monthly sampling and review of approximately 35 policies

Specialize in Universal Life and Whole Life product analysis

Assess policy suitability and verify policies remain in good standing

Collaborate with Estate Planning Specialists (EPS) to identify and resolve missing information

Present findings to Senior Management Team and obtain approval for recommendations Must have





Minimum 2-5 years in a life and living perks insurance role.

Post-secondary studies in a related field.

Life & Accident/Sickness Insurance License (LLQP)

Robust knowledge of insurance policies and regulatory requirements

Excellent organizational and communication skills

Ability to work cross-functionally with branch teams and management

Proficiency in policy documentation and compliance procedures

Attention to detail with ability to manage multiple audit cycles

Nice-to-have

Bilingual (French)

What's in it for you? We thrive on the challenge to be our best, to think progressively to keep growing, and to work together to deliver trusted advice that can help our clients thrive and communities prosper. We care about each other and collectively work hard to reach our potential, make a difference to our communities, and achieve success that is mutual. You will also benefit from:

A comprehensive Total Rewards Program including bonuses and flexible advantages, competitive compensation, commissions, and stock where applicable

The opportunity to work as part of a agile, collaborative, progressive, and high-performing team

Challenging work that will help you grow professionally

Ongoing opportunities to build close relationships with clients

Job Skills Communication, Cross-Selling, Customer Needs, Detail-Oriented, Group Problem Solving, Office Tools, Sales, Sales Activities, Sales Closing, Teamwork

Additional Job Details Address:

RBC CENTRE, 155 WELLINGTON ST W:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

WEALTH MANAGEMENT

Job Type:

Regular

Pay Type:





Salaried

Posted Date:

2026-06-26

Application Deadline:

2026-09-22

Applications will be accepted until 11:59 PM on the day prior to the application deadline date above.

Compensation for this position (including salary and discretionary/variable payments) will be determined by factors, including but not limited to candidate's experience, skills, registration status, performance, individual goals, market conditions, and business needs.

Pay Range The expected pay range for this position is:

$55,000.00 - $90,000.00

The pay range provided is for the primary work location referenced in the Additional Job Details section of this job posting. Pay ranges may differ based on location. If the posting lists multiple job locations, a recruiter can confirm availability of the role and the relevant pay rage for the additional locations listed. RBC supports pay transparency and we strive to ensure all pay ranges are competitive, fair, and equitable.

You have the potential to earn RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided that business meets its performance targets and you meet your individual goals.

Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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📌 Risk Assessment Insurance Specialist (Winnipeg)
🏢 RBC
📍 Winnipeg