Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Capital team manages the financial foundation that supports affirm’s lending and innovation. We lead the funding, liquidity, and risk management strategy across capital markets, treasury, deal structuring, analytics, and bank partnerships.

The team secures efficient funding while supporting sustainable business growth. We balance cost, flexibility, and risk to ensure affirm’s financial resilience through all economic cycles. By optimizing capital structure and managing liquidity, we help build a scalable and resilient financial platform.

The team is responsible for structuring and pricing affirm’s debt funding deals, developing platforms and tools for optimizing funding strategies, and building models to analyze and predict the performance of affirm’s consumer loans. The ideal candidate will have experience in structuring asset-backed transactions, working with rating agencies, and building quantitative models. Work closely with the Capital Markets team to evaluate, structure and price consumer asset-backed transactions Build quantitative models to analyze and predict the performance of affirm’s consumer loans Partner cross-functionally with our Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product and Engineering teams to evaluate funding, product, and business decisions 2+ years of relevant experience structuring asset-backed transactions,



forecasting consumer loan performance, and/or building quantitative models ~ Experience with SQL, Python, or other scripting languages ~ A proactive leader that can seek out current opportunities, drive projects, navigate ambiguity and develop creative solutions with minimal guidance ~ Equity Grade - Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).

In addition, the employees may be eligible for equity rewards offered by affirm holdings, inc. (Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

Health care coverage - affirm covers all premiums for all levels of coverage for you and your dependents Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities.

📌 Quantitative Analyst II (Capital Structuring & Analytics) (Vancouver)
🏢 Affirm
📍 Vancouver