As the Senior Manager, Global Risk Management Corporate Credit Central - Mining, you will: Perform credit analysis and adjudicate on a portfolio of mining accounts globally through the review of pertinent financial and industry information on incoming credit applications. Provide effective challenge, make independent recommendations within the Bank's risk appetite and in adherence to its policies/standards and procedures. Through high level of collaboration with Banking partners, ensure key risks are identified and addressed appropriately through the credit adjudication process, including with other stakeholders to achieve optimal effectiveness and efficiency in meeting client needs as well as operational and regulatory requirements.

Provide prompt and timely adjudication of credit applications, ensuring all relevant information needed to make an informed credit recommendation has been presented. Provide recommendations to senior executives, present and participate in discussions at Senior Credit Committees ensuring the Bank is adequately protected. Develop a high degree of industry knowledge/expertise and ensure the ongoing quality of the credit portfolio through the review of industry publications, staying abreast industry developments and news, assessment of financial reporting packages, and discussions with Banking officers.

Ensure credit requests are accurately captured in the Bank's systems, with periodic review and confirmation of data for reporting purposes. Support the preparation of industry / subsector analysis and lending guideline policy reviews for submission to senior executives including preparation of annual Industry Reports. Play an integral role in the client relationship experience, actively providing feedback on deals, while maintaining control function responsibilities.

Alert credit portfolio management to unsatisfactory trends in lending practices,



early identification of problem loans and ensure accuracy of risk ratings through identification of changes in account quality (via review of industry/economic trends and general news flow). Assess strategies and restructuring proposals for problem loan accounts or accounts of concern which require closer monitoring. Leverage data analytics and portfolio management tools to identify trends, monitor risk indicators and support credit decision-making.

Contribute to a culture grounded in prudent risk management, collaboration, continuous learning, inclusion and personal accountability. Actively conduct day-to-day activities in an effective and effective manner, within the Guidelines for Business Conduct and Policies & Procedures. Management and new policies into daily activities.

Actively participate in strategic projects/initiatives as applicable. MBA, CFA or CPA designation an asset. Solid knowledge of credit risk, with previous credit risk experience preferably in corporate (minimum 3-5 years).

Understanding of financial statements and cash flow analysis with strong analytical ability. Spanish language proficiency and knowledge of the mining sector is an asset. Excellent computer skills (Excel, Word, Power Point) An organization committed to making a difference in our communities– for you and our customers.

Scotiabank is a leading bank in the Americas.

Guided by our purpose: "for every future", we help our customers, their families and our communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know.

📌 Senior Manager - Global Risk Management Corporate Credit Central - Mining (Toronto)
🏢 Scotiabank
📍 Toronto