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Full time
R2600587

**Ally and Your Career**
Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings.

We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them.

Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion.

From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally.

We want to help you grow, develop, and learn new things.

You’re constantly evolving, so shouldn’t your opportunities be, too?

**Work Schedule** **:** Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote.

Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager.

Your hiring manager will discuss this role's specific work requirements with you during the hiring process.

All work requirements are subject to change at any time based on leader discretion and/or business need.

**The Opportunity**

The Director, Advanced Business Analytics leads Ally's alternative decision strategy capabilities, including automated counteroffers, the Ally Dealer Grid, and other acquisition solutions that expand approval opportunities while maintaining risk and profitability objectives.

This role is responsible for defining the strategy, roadmap, and performance of decisioning capabilities that improve dealer experience, customer outcomes, and portfolio performance.

**The Work Itself**

+ Lead the strategy, optimization, and performance management of Ally's alternative decision capabilities, including automated counteroffer programs, dealer-facing credit decision tools, and other acquisition strategies designed to expand approval opportunities while maintaining portfolio performance.
+ Own the strategic roadmap for decisioning capabilities such as the Ally Dealer Grid and automated counteroffer solutions, identifying opportunities to improve conversion, dealer adoption, customer experience, and profitability.
+ Develop and deploy acquisition strategies that balance growth, risk, and operational efficiency across the consumer underwriting lifecycle.
+ Partner with Credit Risk, Product, Technology, Operations, and Dealer Services teams to design, implement, and scale new decisioning capabilities.
+ Establish testing frameworks and champion-challenger methodologies to evaluate new credit policies, pricing approaches, counteroffer treatments, and dealer experience enhancements.
+ Monitor strategy performance through portfolio, operational, and dealer engagement metrics, identifying trends and driving continuous optimization.




+ Build business cases and executive recommendations that quantify expected volume, approval, loss, and profitability impacts of proposed decision strategy changes.
+ Lead prioritization and execution of technology enhancements required to support new alternative decisioning capabilities.
+ Work closely with underwriting and credit policy teams to ensure strategies remain aligned with risk appetite, regulatory requirements, and customer experience objectives.
+ Drive innovation through the use of alternative data, advanced analytics, and emerging decision technologies to improve Ally's acquisition capabilities.
+ Lead, coach, and develop a team of strategy and analytics professionals responsible for delivering measurable business outcomes.

**The Qualifications We’re Looking For**

+ Bachelor’s degree in Business, Finance, Operations Research, Statistics, Economics or a similar discipline with quantitative focus, master’s degree preferred.
+ Significant experience (7+ years) and knowledge of consumer financing industry (e.g..

auto, card, mortgage etc.).
+ 5+ years of experience in a similar role focused on treatment strategies with a champion/challenger (test/control) framework from the design stage to the implementation/monitoring stage.
+ 2+ Years Auto Underwriting Experience Required
+ Excellent written and verbal communication skills, including the ability to effectively present proposals and vision to executive leadership (including C-level).
+ Experience working with (and ability to influence) matrix partners that impact change capability, such as IT, Compliance, Legal, Vendor Management and Operations.
+ Candidate should possess outstanding analytical and problem-solving skills; should be a critical thinker with strong attention to details.
+ Advanced knowledge of statistics and quantitative models.
+ Experience with segmentation software such as Model builder, SAS Miner, Knowledge Seeker or R.

**Minimum Qualifications**

+ 9+ years of relevant experience or equivalent combination of education and experience
+ High school Diploma or GED equivalent

**How We'll Have Your Back**
Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals.

Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

**Time Away:** Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).

**Planning for the Future:** plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.

**Supporting your Health & Well-being:** flexible health and insurance options including medical,



dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.

**Building a Family:** adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.

**Work-Life Integration:** other perks including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

**Other Compensations:** depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf

**Who We Are** **:**
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions.

We are relentlessly focused on Doing it Right and being a trusted financial-services provider to our consumer, commercial, and corporate customers.

For more information, visit www.ally.com .

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace.

All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email [email protected] with details of your accommodation request.

**Base Pay Range**

$135,000.00 - $235,000.00
An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications.

We review internal pay, the competitive market, and business environment prior to extending an offer.

**Incentive Compensation:**

This position is eligible to participate in our annual incentive plan.

We all work better as allies.

Join a team that thrives on doing it right — whether we're helping people live their best financial lives or helping each other grow in our careers.

Share your resume with our recruiters so we can reach out to chat about roles that match your background and skillset.

We're a leading financial services company serving over 11M customers through banking, auto financing, insurance and investment services.

Our team's approach of celebrating differences and lifting each other up is consistently recognized on Fortune's 100 Best Companies to Work For list.

Here, you'll find people who care about doing work that matters and making an impact in the communities we serve.

Good enough is never enough for us — we're always looking for ways to be better, together.

CCPA Notice (https://www.ally.com/content/dam/pdf/corporate/ally_careers_ccpa_disclosures_ca_residents.pdf)

Required Skill Profession

Other General

📌 Director Auto Alternative Decision Strategy (Canada)
🏢 Ally
📍 Canada