ANALYST, CREDIT CONTROLS AND PORTFOLIO RISK MANAGEMENT The Analyst, Credit Controls & Portfolio Risk Management, contributes to the overall success and monitoring of the Canadian Commercial Banking portfolio ensuring specific individual goals, plans, initiatives are executed/delivered in support of the team’s business strategies and objectives. Ensures all activities conducted are in compliance with governing regulations, internal policies, and procedures. Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems, and knowledge Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions Actively pursues effective and efficient operations of their respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk Champions a high performance workplace and contributes to an inclusive work environment Responsible for assisting in the preparation of various strategic reports used to inform Senior Leadership, and to support projects and initiatives aimed at achieving efficient and effective credit and operational processes Responsible for preparing and producing ongoing reports for Senior Leadership in collaboration with team members; portfolio and compliance monitoring, industry strategy papers, and Commercial Banking lending programs Creates other ad hoc reporting in response to economic trends and other macro events impacting Canadian Commercial Banking Creates and maintains reporting as required by the business line for portfolio management and credit/compliance purposes Performs reasonability tests to ensure accuracy and credibility of underlying data used to inform reporting Supports the roll out of initiatives to ensure they are implemented efficiently within audit, compliance,



and operational standards to minimize risk to the Bank Participates and provides support to Project Team Leads on various initiatives The Analyst is responsible for supporting Canadian Commercial Banking and will report to a Senior Manager, Credit Controls & Portfolio Risk Management Support multiple projects and initiatives at any given time, involving numerous stakeholders both internal and external.

College/University degree in Business/Commerce/Economics/Computer Science/Data Analytics Advanced proficiency with MS Excel, where interaction with large datasets is common, including but not limited to Advanced Functions (e.g., LOOKUP/INDEX/MATCH/SUMMIF/COUNTIF), Pivot Tables, VBA, and Macros Advanced proficiency in other MS Office products such as Word, PowerPoint, SharePoint, Forms, etc Demonstrated ability to analyze data, interpret results, identify trends, and communicate insights in simple and actionable terms Practical experience creating and maintaining financial models is an asset Practical experience with Power BI, Tableau, SQL, Python, etc. is an asset Working knowledge of Canadian Commercial Banking products, workflow processes, and systems (e.g. nCino, Salesforce, Precision Lender, CreditLens, SDR, OLL, etc.) is an asset Work in a standard office-based environment Scotiabank is a leading bank in the Americas.

Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. #

📌 Analyst, Credit Controls & Portfolio Risk Management (Toronto)
🏢 Scotiabank
📍 Toronto