Finance & Accounting The Credit Cards FP&A; team is at the centre of a fast‑moving, high‑impact business, owning forecasting, planning, analysis, and reporting across expenses and revenue. There’s strong exposure across the full lifecycle of initiatives, from business cases through to production, alongside hands‑on work supporting senior managers with data mining, template creation, and system‑driven analysis. On the revenue side, the team works closely with senior leadership on loan modeling for credit cards, while adding increased rigour around KPI tracking. once that’s in place, it’s a classic but highly valued finance role.

Experience with financial modeling, large‑scale data, and tools like Essbase, SAP, and Anaplan is a major asset, as is the ability to turn complex data into clear, actionable insights for partners. The cards business is profitable, highly visible, and well run, offering meaningful collaboration, reasonable asks from partners, solid work‑life balance even during heavier month‑end or planning cycles, and strong long‑term growth opportunities for those looking to build deep expertise and advance their careers. Develops detailed financial and economic analysis to assist the designated business portfolio with decision support.

Works closely with business leaders and Finance partners to provide financial advice and service that supports the financial management activities of the Group/portfolio. Supports the monitoring and management of financial performance against plans, forecasts, initiatives and objectives.



Ensures alignment between values and behaviour that fosters diversity and inclusion.

Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance. Acts as a subject matter expert on relevant regulations and policies. May network with industry contacts to gain competitive insights and best practices.

Supports/Leads financial planning, forecasting and performance reviews that utilize plan, forecast and actual financial information to develop annual plans and targets. Performs variance analyses, and ad-hoc forward-looking analyses to improve understanding of business drivers as well as opportunities to improve performance for product improvement, profit improvement, financial impact of initiatives/strategic business decisions. Supports the development of methodologies and policies to enable analyses and insights focused on financial dimensions (e.g., Determines the financial impact of initiatives/ strategic business decisions, and incorporate the impacts into future financial forecasts/plans.

Assess reasonableness of business cases and performs due-diligence during Investment reviews and approvals processes.



Works with the business to align key performance indicators with financial forecasts and plans. Breaks down strategic problems, and analyses data and information to provide financial insights and recommendations.

Monitors and tracks performance, and addresses any issues. economics, treasury, competitor information. Provides specialized consulting, analytical and technical support. Typically between 5 - 7 years of relevant experience and post‑secondary degree in related field of study or an equivalent combination of education and experience.

Deep knowledge and technical proficiency gained through extensive education and business experience. Data driven decision making - In-depth. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance‑based incentives, discretionary bonuses, as well as other perks and rewards.

BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. It calls on us to create lasting, positive change for our customers, our communities and our people. We strive to help you make an impact from day one – for yourself and our customers.

We’ll support you with the tools and resources you need to reach current milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network‑building opportunities, we’ll help you gain valuable experience, and broaden your skillset. Accommodations are available on request for candidates taking part in all aspects of the selection process.

📌 Manager, Credit Cards, Can P&C Finance (Toronto)
🏢 BMO
📍 Toronto