What We Need

Corpay is currently looking to hire a Junior Risk Analyst within our Risk division. This position falls under our Cross-Border line of business and is in Toronto, ON. In this role, you will monitor settlement exposures, review exceptions, support credit underwriting, and identify potential financial risks.

The position analyzes financial and transactional data using Excel, SQL, and Power BI, maintains risk reporting and documentation, and partners cross-functionally to resolve credit and settlement issues while ensuring appropriate risk controls.

You will report directly to the Senior Manager Operational Risk & Controls and regularly collaborate with multiple stakeholders.

How We Work

As a Junior Risk Analyst, Corpay will set you up for success by providing:

- Hoteling office space in Toronto, ON office located on King Street.
- Company-issued equipment
- Formal, hands-on training

Role Responsibilities The responsibilities of the role will include:

- Review settlement limit exceptions, early release requests and temporary overdrafts, ensuring appropriate documentation, approval and escalation.
- Monitor settlement exposures, CLIAB balances, bounced payments and outstanding funding positions, and follow up on unresolved items.
- Support credit underwriting, annual reviews and limit assessments through financial statement, settlement history and transaction pattern analysis.
- Prepare concise exception summaries and credit reviews, identifying key risks, mitigating factors and recommended actions.
- Produce daily and monthly credit reports using Excel and SQL while supporting their transition to Power BI.
- Validate Power BI reports against source systems, investigating and resolving data discrepancies.
- Maintain risk dashboards, trackers, process manuals, reporting logic, training materials, and audit documentation.
- Support process enhancements, report testing, data cleanup initiatives, and other ad hoc Credit Risk projects.
- Partner with Sales, Operations, Compliance, Legal, Credit Underwriting, Treasury and other teams to resolve transactional and credit related matters while maintaining appropriate risk discipline

Qualifications & Skills

- Bachelor’s degree in finance, Accounting, Economics, Business, Risk Management, Data Analytics or a related field, or equivalent experience.
- Up to two years of relevant experience in credit, risk, banking, payments, financial services, reporting, or analytics; internship and co-op experience will be considered.
- Foundational ability to analyze financial statements and assess key indicators, including liquidity, leverage, profitability, cash flow and working capital.
- Advanced Excel skills, including lookups, pivot tables, complex formulas, and structured data analysis.




- Basic SQL knowledge, including the ability to write queries, extract data and perform cross-source validation.
- Strong analytical and problem-solving skills, with exceptional attention to detail and accuracy.
- Clear communication, sound judgement, and the ability to manage competing priorities and collaborate across functions.

Benefits & Perks

- Comprehensive Perks Package including, Medical, Dental, Vision and Paramedical benefits, as of day one

- Optional company match RRSP program
- Virtual fitness classes offered company-wide
- Time-off including major holidays, vacation, sick, personal, & volunteer time
- Discounted gym membership rate
- Philanthropic support with both local and national organizations
- Fun culture with company-wide contests and prizes

Pay Transparency The expected salary range for this position is 50,000 CAD – 60,000 CAD, based on the candidate’s work location. This range reflects a good faith estimate of the expected compensation for this role at the time of posting. The final offer will be determined based on job-related factors including skills, experience, qualifications, and applicable market conditions. Compensation may vary based on geographic location and will be confirmed during the hiring process. Additional compensation and benefits, including incentive programs, health coverage, retirement plans, paid time off, and other benefits (where applicable), may also be provided.

About Corpay

Corpay is a global technology organization that is leading the future of commercial payments with a culture of innovation that drives us to constantly create new and better ways to pay. Our specialized payment solutions help businesses control, simplify, and secure payment for fuel, general payables, toll and lodging expenses. Millions of people in over 80 countries around the world use our solutions for their payments.

At Corpay, we are committed to fostering an inclusive and respectful workplace where employees are valued for their diverse perspectives, experiences, and contributions. We believe that diversity, equity, and inclusion strengthen our teams, drive innovation, and support our continued success globally.

As part of our hiring process, offers of employment may be subject to the successful completion of pre-employment screening conducted by an authorized third-party provider,



in accordance with applicable laws and Corpay policies. Screening requirements may include employment references, identity verification, criminal record checks, financial or sanctions screening, and other background checks relevant to the role and permitted by local law.

Notice to Recruitment Agencies and Search Firms: Corpay does not accept unsolicited resumes from agencies or search firms without a valid written agreement in place. Any unsolicited candidate submissions will become the property of Corpay, and no fees will be paid related to such submissions.

Learn more about Corpay: https://www.corpay.com

Transparency & Compliance

Equal Opportunity Employer

Corpay is committed to providing equal employment opportunities to all applicants and employees. Employment decisions are made without regard to race, color, religion, sex (including pregnancy), gender, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, marital status, genetic information, military or veteran status, or any other characteristic protected by applicable law. Corpay is committed to fostering an inclusive workplace where individuals are respected and valued for their diverse perspectives, experiences, and contributions.

If you require reasonable accommodation during any part of the application or interview process, please notify a representative of the Human Resources Department.

Use of Artificial Intelligence in Hiring

Corpay may use artificial intelligence (AI) and other technology-enabled tools to support certain aspects of the recruitment process, such as application screening, candidate assessment, or interview scheduling. These tools are designed to enhance efficiency, consistency, and fairness throughout the hiring process. AI tools do not make final hiring decisions.

All employment decisions involve human review. Corpay is committed to the responsible use of AI, including appropriate oversight and safeguards designed to support fair and unbiased outcomes.

Candidate Privacy Notice For information about how Corpay processes personal information during the recruitment process, please review our Candidate Privacy Notice: https://www.corpay.com/privacy-policy.

Pay Philosophy

Corpay is committed to fair, equitable, and transparent compensation practices.

Compensation decisions are based on objective, job-related factors including skills, experience, qualifications, and market benchmarks. Where required by applicable law, salary or compensation ranges will be included in the job posting or provided prior to the interview process, where required by applicable law. Additional compensation elements such as bonuses, incentives, benefits, or variable pay may apply where applicable.

📌 Junior Risk Analyst (Toronto)
🏢 Corpay
📍 Toronto