We are hiring a Mortgage Underwriter, Third Party Residential Underwriting – TDMS!
Reporting To
Manager, Third Party Residential Underwriting- TDMS

Full time/Part- Time
Full-time

Salary Range
$60,000-$85,000

Posting Date
September 3, 2026

Closing Date
September 24, 2026

Hours Of Work
8:30 a.m. – 5:00 p.m.

Grade
Office Location:

12.7

Toronto, ON

Great location! Steps away from the main public transit station

What We Offer
Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities!

Eligibility for benefits is dependent on the terms of employment

The Opportunity
Reporting to the Manager, Third Party Residential Underwriting- TDMS, the Mortgage Underwriter supports the underwriting and credit decision process by reviewing all required documentation and applying sound due diligence. The Mortgage Underwriter is responsible for escalating any inaccuracies, issues, or items that are incomplete and potentially present risk to the Company. The Third Party Residential Underwriting Division, as a Division of First National Financial provides underwriting expertise and services on behalf of other financial institutions to the Canadian Mortgage Broker channel.

How You Will Contribute

Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company

Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors

Adjudicates mortgage applications within established authority limits while ensuring adherence to policies and guidelines

Interacts with Mortgage Insurers where applicable to complete credit lending decisions

Ensures due diligence has been completed prior to signing off on any mortgage conditions or documents, where applicable





Prepares and issues mortgage commitments with appropriate conditions within established service level agreements/turnaround times

Priorities applications and workflow to ensure consistent and sound risk assessments are maintained while managing high volumes and a continued focus on service excellence

Stays current with latest industry knowledge, competition, and market trends

Skills And Attributes

Ability to build and maintain positive relationships

Strong aptitude for service excellence

Strong communication skills—both written and verbal

Ability to manage and resolve conflict

Strong analytical skills

Attention to detail

Organizational and time management skills

Positive team player with desire and ability to mentor others

Effective problem solving and decision making skills

Fully competent in working with basic PC software and working knowledge of the suite of Microsoft office products

Ability to manage pressure in an environment of high volume processing with tight turnaround times

The Experience You Need

Completed post-secondary education or equivalent work experience required

Minimum 2 years previous mortgage underwriting experience required

Completion of Mortgage Agent Course and/or FICOM License an asset

Working knowledge of PC software in a Windows environment required

Working Environment And Physical Demands Analysis

Office environment

Periods of high volume with tight timelines

Long periods of stationary position/sitting

Prolonged periods of repetitive movement (i.e. using a keyboard and mouse)





Long periods of time in viewing a computer screen

Multi-tasking may include speaking to customers on a telephone call while looking up information on a computer program

Why join First National?

Competitive Compensation

Comprehensive benefits program (i.e., Health Spending Account, Maternity and Parental Leave Top Up)

Extensive training programs to set our employees up for success

Modern office environment conducive to collaboration

Supportive teamwork culture

Opportunities to give back to the communities and work through events focused on a variety of charities

Ongoing social events throughout the year

The Team You’ll Join
Founded in 1988, First National is one of Canada’s largest non-bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and we are Canada’s largest commercial mortgage lender.

First National has been consistently recognized as a great place to work and we are proud that our employee engagement feedback is higher than our industry partners.

Thank you for your interest
We would like to thank all applications for their interest in this existing vacancy, but only candidates selected for an interview will be contacted.

Equal Opportunity Employer
First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law.

First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at [email protected] should you need an accommodation at any point in the recruitment process.

Artificial Intelligence is not used in our recruitment or hiring process for this role.

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📌 Mortgage Underwriter, Third Party Residential Underwriting – TDMS! (Ontario)
🏢 First National Financial
📍 Ontario