Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times.

Our employee promise represents Intact's commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us.

Pay at Intact is about much more than just salary.

- Flexible work arrangements and a hybrid work model
- Possibility to purchase up to 5 extra days off per year
- Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more
- Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life)

Salary range (but not limited to): 59,300 - 72,500

Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance): 7.5%

As part of our commitment to Win As A Team , we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) - with Intact matching 50% of your net shares.

Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan.

Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc.



The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well.

About the role

Our Commercial Lines Underwriter Academy is an accelerated 2-year learning experience designed to give you unparalleled expertise and grow your career in an exciting industry. This is a paid on-the-job training program to becoming a professional underwriter. The ideal candidates will demonstrate solid business acumen, excellent communication skills, an innovative mindset, and a strong eagerness to learn and grow. In this program, you'll rotate through different teams while mentors, managers, and underwriting coaches teach you the ins and outs of our commercial insurance business through a variety of learning styles.

What exactly is Commercial Lines insurance? And what does an Underwriter do?

Commercial Lines is a major part of our operations that provides insurance solutions to businesses small and large in our communities so they can continue to run their business without the worry of tomorrow. We provide insurance products like property, casualty, and automobile coverage - through our network of Brokers across the country.

Our Underwriters understand our products inside and out. As a member of the team, you'd become a champion of risk assessment and work directly with Intact's network of Brokers - the people who sell our products to businesses - to make sure they understand the products,



know how to market them, and help them to evaluate the potential risks of taking on certain portfolios.

Through this 2-year program, you will:

- Start out as an Underwriter Level I in your first rotation, gradually take on additional duties, progress to Underwriter Level II when you graduate from the program
- Get exposure to different lines of commercial business. You build up the general knowledge you'll need for underwriting success through rotations on different teams
- Learn the technical aspects of insurance: assessing and evaluating risk to make empowered decisions; and how to quote, negotiate and authorize current business and policy renewals
- Develop and learn in inspiring ways - instructor-led, on-the-job and self-study - in a collaborative work environment
- Be involved in stimulating, challenging business cases, complete courses as you work towards your Chartered Insurance Professional (CIP) Designation and development opportunities to help you grow your skills and expertise
- Build relationships with our Broker partners - the core of our business - and learn how to live our values every day
- Increase your professional networks - both at Intact, within the industry and at events

After 2 action-packed years, you'll emerge an Underwriter Level II ready to dive into the world of commercial insurance and manage your own portfolios. You'll be placed in one of our Commercial Lines Property and Casualty teams in the region you have chosen.

Your journey doesn't end there! Upon graduation, you'll be well-versed and well-positioned to see where your exciting career at Intact will take you. Many of our program graduates have made the transition to leadership, including some Senior Vice Presidents

📌 Underwriter CL, Development Program (Toronto)
🏢 Intactfc
📍 Toronto