Senior Underwriter

Intact Financial Corporation

Location: Canada

About Intact Financial Corporation

Intact Financial Corporation (IFC) is Canada's largest property and casualty (P&C;) insurance company and one of North America's leading insurance providers. Headquartered in Toronto, Ontario, Intact delivers innovative personal, commercial, and specialty insurance solutions to individuals, businesses, and public-sector organizations across Canada, the United States, and the United Kingdom.

About the Role

We're looking for an experienced Senior Underwriter to assess complex insurance risks and help grow a profitable underwriting portfolio. Working closely with brokers, claims professionals, pricing analysts, risk consultants, and underwriting leaders, you'll make informed underwriting decisions, build strong business relationships, and provide technical expertise that supports exceptional customer outcomes.

Key Responsibilities

Assess and underwrite complex commercial and personal insurance risks.

Evaluate new business submissions, renewals, endorsements, and referrals.

Determine appropriate coverage, policy terms, limits, deductibles, and premium pricing.

Build and maintain strong relationships with brokers, clients, and business partners.

Manage a profitable underwriting portfolio while achieving growth and profitability objectives.

Review risk information and make sound underwriting decisions in line with company guidelines.

Ensure compliance with underwriting policies, regulatory requirements, and internal standards.

Provide technical guidance and mentor junior underwriters.

Collaborate with claims, actuarial, pricing, risk engineering, and sales teams to deliver customer-focused insurance solutions.





Monitor portfolio performance and identify opportunities to improve underwriting quality and profitability.

Stay informed about industry trends, emerging risks, and market developments.

Contribute to continuous improvement initiatives and underwriting best practices.

What You'll Bring

Bachelor's degree in Business, Finance, Insurance, Risk Management, or a related field (preferred).

Several years of commercial or personal lines underwriting experience.

Strong knowledge of underwriting principles, insurance products, and risk assessment.

Experience managing broker relationships and negotiating complex insurance solutions.

Excellent analytical, decision-making, and problem-solving skills.

Strong communication, negotiation, and stakeholder management abilities.

Ability to manage multiple priorities in a fast-paced environment.

CIP, CRM, CPCU, or other insurance industry designations are considered an asset.

Leadership or mentoring experience is highly regarded.

Tools & Technologies

Guidewire

Salesforce

Microsoft Excel

Microsoft Office 365

Policy Administration Systems

Underwriting Workbench

Risk Assessment Platforms

CRM Systems

Power BI

SAS

SQL

Jira

ServiceNow

Why Join Intact Financial Corporation?

Competitive salary and annual performance incentives

Comprehensive health, dental, and retirement advantages

Flexible and hybrid work arrangements for eligible roles

Learning, leadership, and professional development opportunities

Inclusive, collaborative, and people-first workplace culture

Opportunity to work with one of North America's leading insurance organizations and contribute to innovative insurance solutions

If you're passionate about underwriting, building strong broker relationships, and delivering sound risk solutions, we'd love to hear from you.

Apply today and build your underwriting career with Intact Financial Corporation.

📌 Senior Underwriter (Ontario)
🏢 Intact Financial
📍 Ontario