Overview Closing Date: June 5, 2026We are hiring a Mortgage Underwriter, Third Party Residential Underwriting. Reporting To: Manager, Third Party Residential Underwriting. Job type: Full time. Salary Range: $63,000 - $83,000. Posting Date: May 26, 2026.Hours of Work: 8:30 a.M. – 5:00 p.M. Location: Toronto, ON. Great location; steps away from the main public transit station.The OpportunityReporting to the Manager, Third Party Residential Underwriting, the Mortgage Underwriter is responsible for rendering credit decisions on incoming applications within their authorized limits and with adherence to company and insurer policies and guidelines while focusing on service excellence. The Mortgage Underwriter applies due diligence when reviewing required documentation to ensure accuracy and to protect the Company from risk. Manage files from the time they are committed by the underwriter until all the broker's conditions are met on the commitment.How You Will ContributeEstablishes and maintains positive relationships with mortgage brokers to build loyalty to the CompanyMaintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitorsInteracts with mortgage brokers for the collection of all required documents to satisfy mortgage commitment conditionsReviews and verifies accuracy of required documentation related to income, down payment and the property using sound due diligence and in compliance with internal and regulatory guidelines prior to signing off on any mortgage conditions or documents,



where applicableEscalates any documentation issues to the Underwriter for review and sign offDocuments clear and complete notes within the mortgage underwriting systemResponds to all inquiries within established turnaround timesAdhere to policies/procedures to ensure AML requirements are metSkills And AttributesAbility to build and maintain positive relationshipsStrong aptitude for service excellenceStrong communication skills—both written and verbalAbility to manage and resolve conflictStrong analytical skillsAttention to detailOrganizational and time management skillsPositive team player with desire and ability to mentor othersEffective problem solving and decision making skillsFully competent in working with basic PC software and Microsoft OfficeAbility to manage pressure in an setting of high volume processing with tight turnaround timesAdhere to policies/procedures to ensure AML requirements are metCore Competencies For All First National EmployeesClient Focus—we have an unwavering commitment for service excellenceTeam Orientation—we work together efficiently and are proud of our cultureRespect for Others—we value the diversity of our people and we promote a respectful workplaceExperience You NeedCompleted post-secondary education or equivalent work experience requiredMinimum 2 years previous mortgage underwriting experience requiredCompletion of Mortgage Agent Course and/or FSRA License an assetWorking knowledge of PC software in a Windows environment requiredIn accordance with the Financial Services Regulatory Authority (FSRA), if a successful candidate is not already licensed, upon starting with First National, they will be registered for the applicable educational courses and upon successful completion of the exam,



First National will register them with FSRA to complete the licensing process.Working Environment And Physical DemandsOffice environmentPeriods of high volume with tight timelinesLong periods of stationary position/sittingProlonged periods of repetitive movement (keyboard and mouse)Long periods of time viewing a computer screenMulti-tasking may include speaking to customers on a telephone call while looking up information on a computer programWhy Join First National?Competitive compensationComprehensive benefits program (Health Spending Account, Maternity and Parental Leave Top Up)Extensive training programs to set our employees up for successModern office environment conducive to collaborationSupportive teamwork cultureOpportunities to give back to the communities and work through charitable eventsOngoing social events throughout the yearThe Team You'll JoinFounded in 1988, First National is one of Canada's largest non-bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and we are Canada's largest commercial mortgage lender. First National has been recognized as a great place to work. We thank all applicants for their interest; only those selected foran interview will be contacted.Equal OpportunityFirst National is an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law. Artificial Intelligence is not used in our recruitment process for this role. First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at [email protected] should you need an accommodation at any point in the recruitment process.#FNUWON#J-18808-Ljbffr

📌 Mortgage Underwriter, Third Party Residential Underwriting - $63,000 - $83,000 A Year (Toronto)
🏢 First National
📍 Toronto