Who we are: Fairstone Bank and its family of brands are united in delivering innovative, accessible and reliable financial solutions that enable Canadians to reach their goals. In 2024 the Home Trust Company, Home Bank and Oaken Financial joined Fairstone, EdenPark and Fig, making us the leading alternative‐lending bank in Canada. Our portfolio includes residential and commercial mortgages, consumer deposits, GICs, credit cards, retail and automobile financing, and digital lending.About the Role We are looking for a Legal Counsel to join our in‐house legal team. The Counsel reports to the Director of Legal and works closely with business units to grow the business while ensuring legal and regulatory risk is mitigated and managed.Responsibilities Provide strategic legal support to product owners, operations, human resources, risk, finance, marketing, technology, and product development teams.Draft, negotiate, and review complex commercial contracts, leases, and related documents to support Fairstone's consumer lending products, including personal loans, credit cards, retail point‐of‐sale financing, and auto lending.Serve as the main legal point of contact for business lines.Advise business units on federal and provincial laws and regulations, including consumer protection, consumer lending, and privacy.Be accountable for assigned workload and special projects that may arise from time to time.Demonstrate strong judgment, analytical, and problem‐solving skills, and synthesize complex issues to propose pragmatic solutions.Qualifications Juris Doctor or Bachelor of Laws (LLB.) degree.Licensed to practice law in Canada and a lawyer in good standing with a provincial law society (Quebec or Ontario bar membership preferred).3–5 years of corporate commercial experience in a law firm or in‐house legal department, preferably in banking,



corporate, or consumer finance.Working knowledge of federal and provincial consumer and mortgage lending, consumer protection, banking, finance, and privacy laws.Experience with an OSFI‐regulated institution is an asset.Strong organizational and leadership skills.Ability to analyze statutes and regulations, determine their impact on the business, and propose practical solutions.Excellent verbal and written communication skills.Proficiency in Microsoft Office, especially Word, Excel, PowerPoint, and Outlook.Ability to work well with others in the legal department and across the business.Highly motivated, energetic, and enthusiastic self‐starter.Full proficiency in English; bilingual (French) skills are an asset.Benefits Award‐Winning Culture – recognized as a Excellent Place to Work Canada 2025 and a Top Employer by Canada's Top 100 Employers 2025.Work‐Life Balance – hybrid work model.Generous vacation, statutory holidays, and 6 wellness days.Competitive base salary ($90,000–$130,000) plus annual incentive bonus.Robust health and dental coverage through Manulife and virtual health care via Dialogue.Group retirement savings plan with up to 7% employer match.Discounts with major retailers and local perks such as gym memberships and Toronto Bike Share.On‐site gym access at London and Montreal offices.Education assistance and training through the Fairstone Academy.Parental leave top‐up program and paid volunteer day.Compensation Base salary range: $90,000–$130,000, plus an annual incentive bonus tied to performance.Position Type Full time, Permanent.Fairstone is an equal opportunity employer. We will make reasonable accommodations for people with disabilities. Individuals who identify as Aboriginal, visible minorities, or have a disability are encouraged to apply with confidence.#J-18808-Ljbffr

📌 Legal Counsel - C$90,000 - C$130,000 A Year (Toronto)
🏢 Fairstone Bank
📍 Toronto