Senior Mortgage Underwriter – Prime (Canada-Wide Position) - C$70,000 - C$115,000 A Year (Toronto)

Senior Mortgage Underwriter – Prime (Canada-Wide Position) - C$70,000 - C$115,000 A Year (Toronto)

12 Sep
|
Strive]
|
Toronto

12 Sep

Strive]

Toronto

Strive is an award winning Canadian residential mortgage lender obsessed with customer satisfaction. Strive is focused on providing brokers with the best experience when it comes to funding their prime mortgage files. A focus on relationship building, best in market tech, and an all-star team to take the file from start to finish and beyond. We have partnered with all 3 mortgage insurers, and will be offering insured, insurable, and uninsurable products.NationalSalary range: $70,000 – $115,000Purpose of Role:The Senior Mortgage Underwriter is the primary point of contact for all originator interaction. Further, they are responsible for the review, processing and approval of mortgage applications, ensuring strict adherence to Strive’s residential mortgage underwriting policy, procedures, and applicable guidelines.Responsibilities:Deliver an exceptional customer service experience in every interactionInvestigate, evaluate, negotiate, and approve or decline applications based on authorized lending limits and within Strive Capital’s Residential Underwriting guidelines and current legislationAssist other Underwriters and Fulfillment with questions or concernsBuild, maintain and enhance customer service levels. Verify and validate customer eligibility and material risk documentation for accuracy while mitigating any concerns surrounding suspected misrepresentationGather any necessary information required to coordinate and analyze credit applications and ensure consistent, objective, and sound credit decisions in a high-volume environmentAnalyze and submit recommendations regarding credit applications which exceed their authorized limitAnalyze and submit (where applicable) applications requiring Mortgage Insurer approval,



in compliance with guidelinesVerify data and information on mortgage applications and credit bureaus to ensure accuracyEnsure the attainment of service standards for processing applications in accordance with company policies and proceduresResolve any escalated credit issues, reply to internal and external client queries, and communicate credit decisionsKeeps up to date on applicable legislation, as well as on the company’s policies, programs, procedures, and mortgage insurer policiesEnsure awareness and compliance with all aspects of the QA programContinuously learn, adapt, engage, and grow in your role and as an integral part of the organizationRegulatory:Complete all mandatory training, specifically:RegulatoryPrivacyCompliance and risk managementAML/ATFQuality AssuranceAct at all times in accordance with Strive’s risk appetite as defined by the RMUPConfidentiality:Maintain employee, customer and partner confidentiality as described by Strive’s Employee Handbook.Qualifications:University degree is an assetMust have previous single family residential mortgage underwriting experiencePrevious experience developing and maintaining positive broker relationshipsDetailed working knowledge of principles of residential mortgage underwriting and risk management, as well as real estate markets nationallyDemonstrated ability to flourish in a high-volume environmentAn ability to quickly assess and make accurate decisionsCommitment to grow as an individual by constantly learning and staying on top of industry changesStrong working knowledge of all 3 Mortgage Insurer programs and guidelinesPositive attitude and commitment to drive company growth with exceptional customer service, strong team collaboration and sound credit decisioningEmployment Type:Full time with regular working hours (currently remote and in-person hybrid working environment).About Strive:Strive was founded in 2020 and has since grown to a team of 85+ industry leaders with many years of experience. We are located in the heart of Toronto, at 110 Yonge Street, Suite 1704, ON M5C 1T4. At Strive, all our team members exhibit excellent collaboration, clear communication, and take a hands‑on approach of support, and respect at every level of the organization. At the same time, we empower all our employees by providing an workplace, resources, and tools to solve problems, be challenged, and ultimately grow.For our customers, we aspire to always exceed their expectations – this is infused into everything and in our mission to provideA Better Lending Experience .To learn more about Strive, please visit our website or LinkedIn.What we offer:At Strive, we offer competitive pay and perks, that include, but are not limited to:Competitive base salary and discretionary incentive payVacation, Paid time off, and holidaysCompetitive benefits package that starts immediatelyA fun and welcoming learning environment to help you growWorking 1-1 with senior management and industry leadersTraining and development catered to your career development needsStrive is an equal opportunity employer and we are dedicated to fostering an inclusive and barrier‑free work environment for all employees and candidates. We encourage all qualified candidates to apply and if accommodation is required during any stage of the recruitment process, please contact any member of the Management team. We thank all applicants for their interest; however, only those selected for interviews will be contacted.#J-18808-Ljbffr

📌 Senior Mortgage Underwriter – Prime (Canada-Wide Position) - C$70,000 - C$115,000 A Year (Toronto)
🏢 Strive]
📍 Toronto

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