Company Description PandaPay is a data-driven consumer fintech company based in Mexico, focused on expanding access to financial services through technology. The company collaborates closely with channel partners to provide consumers with actionable credit scores derived from big data and machine learning.

These insights enable traditional financial institutions to better understand and serve previously underbanked or underserved customers. PandaPay offers a energetic, innovation-oriented environment where team members help shape how consumers interact with financial products.

Joining

PandaPay means contributing to a mission that combines advanced analytics with inclusive finance on a global scale.

Role Description The Payment Expansion & Regulatory Compliance Lead | Europe, UK, Australia & Canada is responsible for driving payment product expansion and ensuring regulatory compliance across these regions. This remote role involves monitoring regional payment trends, defining market entry requirements, and coordinating with internal teams to launch and support card and alternative payment methods.

The position includes developing and maintaining compliance frameworks, interpreting regulatory changes, and collaborating with legal, finance, and operational stakeholders to mitigate risks. The Lead will analyze transaction data and performance metrics, prepare concise reports, and recommend improvements to payment flows and controls. This role also partners with external processors, banks,



and regulatory bodies to ensure PandaPay’s products are compliant, efficient, and aligned with local market expectations.

Qualifications

- Candidates should possess strong analytical skills to evaluate payment data, regulatory requirements, and financial performance across multiple regions.
- Candidates should possess expertise in payment card processing and related payment operations, including familiarity with card schemes and cross-border payment practices.
- Candidates should possess excellent communication skills to collaborate with internal teams, external partners, and regulatory stakeholders in different countries.
- Candidates should possess solid finance and accounting skills to understand transaction flows, reconcile payment activity, and support compliance reporting.
- Relevant experience in payments, fintech, banking, or financial services, with direct exposure to Europe, UK, Australia, or Canada regulatory environments.
- Demonstrated knowledge of regulatory frameworks related to payments, consumer finance, AML, and data protection (e.g., PSD2, FCA guidelines, AU and CA regulations) is highly beneficial.
- Ability to work independently in a remote, cross-cultural setting, manage multiple projects, and make sound, data-informed decisions.
- Bachelor’s degree in Finance, Business, Economics, Law, or a related field; advanced degrees or professional certifications in compliance or payments are a plus.

📌 Payment Expansion & Regulatory Compliance Lead | Europe, UK, Australia & Canada
🏢 PandaPay
📍 Canada