Role Type: Masters and Advanced Degrees Work Location: Toronto, Ontario, Canada Hours: 37.5 Pay Details: $95,000 - $95,000 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. DEPARTMENT OVERVIEW Risk Management at TD Bank Group (TD) is the bridge between computational analysis and business best practices. these are actively used for developing, validating and managing models for risk, pricing, hedging and capital evaluation of the various portfolios and financial products of TD.

Our enterprise has seen strong growth in its quantitative departments over recent years, reflecting improvements to computational ability, data quality and volume, along with the banking industry’s increasing attention to understanding and managing model risk. About the Program Through executive mentorship, the Risk Management Quantitative Associate Rotational Program is an immersive 24-month program designed to provide qualified and ambitious candidates the opportunity to step into our world. The goal of the program is to develop candidates with the necessary experience and tools to become effective leaders within Risk Management.

If you have a sharp mathematical mind with an eye for finance, we want you to be part of our leadership rotational program. In this program you’ll rotate across various quantitative departments within Risk Management areas every six months: Treasury and Balance Sheet Management TD Asset Management Internal Audit Here’s what that means for each rotation in this program: These models include credit risk (e.g., Probability of Default, Exposure at Default and Loss Given Default), operational risk and market risk models used for risk management, accounting, economic/regulatory capital and stress testing purposes. Assist in the development and testing of new modelling methodologies and effectively challenge these models through benchmark modelling, model validation and/or review within Internal Audit’s model risk division.

Prepare management summaries describing the mathematical analytics of models, validation techniques, test results and model limitations, including recommendations for further improvements. Help to manage the areas of risk and solvency assessment (ORSA), expected credit losses, asset and liability management along with liquidity. Participate in quantitative and qualitative validation efforts surrounding key processes including Internal Capital Adequacy Assessment Process (ICAAP), stress testing (DFAST / EWST / MST) and regulatory capital.

Demonstrate governance,



control and risk management in alignment with TD policies and practices. Work on challenging projects alongside experienced leaders in the field. Develop strong relationships to help identify cooperative opportunities and coordinate efforts with other Risk groups.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. Receive regular career, development and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

If you have relevant experience that isn’t mentioned below, tell us about it in your resume or cover letter. Computational and programming skills (e.g., R, Python, SAS, Matlab, C++, C, among others). can explain complex technical issues in everyday language. Rapid learner who grasps new concepts and techniques quickly.

Desire to work in a caring, respectful and inclusive environment where all employees are supported. Must be graduated between May 2025 and May 2027 with a Master’s or PhD in a quantitative discipline (mathematics, statistics, economics, finance, physics, engineering, or similar). Candidates must have graduated prior to start (including final grades, excluding convocation).

Monday–Friday, standard business hours. At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve.

If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs. TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. More than 95,000 TD colleagues bring their skills, talent,



and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.

Together, we are reimagining what banking can be for our clients, colleagues and communities.

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Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals.

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Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. We do our best to communicate outcomes to all applicants by email or phone call.

Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

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Requirement (Quebec only): Sans Objet At TD we’re guided by our purpose to enrich the lives our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve. Helping to Make an Impact in Communities – TD Ready Commitment TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future.

Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

📌 Risk Manager - Investment Compliance (Toronto)
🏢 TD
📍 Toronto