Job Description What is the opportunity? Looking to start your career in Financial Services? Join our Internal Audit, Global Credit Risk team and gain hands-on experience assessing the effectiveness of credit risk management practices across RBC.
RBC fosters a positive learning environment for students by providing support and resources to help strategise your career path. This is an exciting opportunity to be part of a high-performing and dynamic global group. The Global Credit group is part of the bank’s Internal Audit function, providing independent assurance over credit risk management practices across multiple lines of business. Winter Interns are recruited to support various teams within the group, including Wholesale Credit Risk, Retail Credit Risk, Wealth Management Credit Risk, Credit Risk Review, and Commercial Credit Risk. This role offers valuable exposure to a broad spectrum of credit risk processes that support the bank’s lending activities.
What will you do? You will join a specific Global Credit team to work with throughout the Winter term. The roles and responsibilities will vary depending on the team you are assigned to but could include:
Participate in planning and executing audits across multiple credit risk disciplines, gaining exposure to both retail and wholesale credit portfolios.
Work alongside experienced auditors to perform walkthroughs, control testing, and portfolio reviews.
Analyze credit exposure, migration trends, and risk metrics to identify emerging issues and themes.
Contribute to the evaluation of credit risk rating, monitoring, and provisioning processes.
Prepare transparent, well-documented workpapers that support audit conclusions and recommendations.
Research industry, regulatory,



and market developments impacting credit risk management.
Attend audit team and stakeholder meetings, gaining exposure to how findings are communicated to senior leaders.
Gain first-hand experience in how Internal Audit supports the bank’s sound credit risk management practices and compliance with regulatory requirements.
What do you need to succeed? Must-have:
Currently enrolled in a Bachelor’s or Master’s degree in Finance, Business Administration, or other related fields
Strong personal skills and the ability to work effectively independently and within a team environment
Skilled written and verbal communication skills
Good analytical, communication and problem-solving skills
Highly organised with good attention to detail and very high level of accuracy
Ability to prioritise, handle multiple tasks under pressure and meet time-sensitive deadlines
Ability to think critically and “Outside the Box”
Nice-to-have:
Knowledge and an understanding of financial statement analysis
Proficient in the full suite of Microsoft Products, including Excel (including using Excel as a tool for financial analysis) Word, PowerPoint, Access
Knowledge of credit risk concepts and processes. Previous experience working with a Financial Institution
In order to be eligible for these student positions, you must either:




Be returning back to school after the work term end-date; or
If you are not returning back to school (i.e. are graduating immediately after the work term), you must require the full work term as a mandatory component in order to graduate successfully
What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
At RBC, you will have opportunities to:
Participate in IA, Global Credit’s Winter intern programme which gives you the opportunity to learn more about internal audit and credit
Interact with leaders who support your development through coaching and mentoring
Network and build lasting relationships with peers and colleagues
Make a difference and lasting impact through meaningful work
Work in a dynamic, collaborative, progressive, and high-performing team
Job Skills Communication
Computer Literacy
Detail-Oriented
Interpersonal Relationships
Listening Effectively
Personal Development
Personal Initiative
Additional Job Details Address: 20 KING ST W:TORONTO
City: Toronto
Country: Canada
Work hours/week: 37.5
Employment Type: Full time
Platform: INTERNAL AUDIT
Job Type: Student/Coop (Fixed Term)
Pay Type: Salaried
Posted Date: 2026-09-08
Application Deadline: 2026-09-21
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

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📌 2027 CAE, Winter Global Credit Intern (4 months) (Ontario)
🏢 0000050007 Royal Bank of Canada
📍 Ontario