Work Location

Toronto, Ontario, Canada

Hours

35

Line Of Business

Data & Analytics

Pay Details

96,900 - 136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Department Overview

TD Insurance is part of TD Bank Group, one of Canada’s largest financial institutions. TD Insurance helps protect clients from the ‘accidents of life’ with a wide range of products including credit protection, life, health, travel, home, and auto insurance. With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches.

In Canada, we have two lines of business, General Insurance and Life and Health.

Our General

Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.

At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated, and professional development is taken seriously. More than just a job, we offer rewarding careers.

The Underwriting & Fraud Analytics team combines talent from data scientists, applied ML scientists and actuaries to propose and develop solutions to support our partners' strategies.

The Underwriting

Analytics team's mandate is to strengthen TDI's underwriting practice by developing analytical and AI products and provide strategic technical guidance.

The Senior Actuarial Analyst - Underwriting Analytics Will Significantly Contribute To The Organization's Profitability And Growth By Being Involved In The Following Key Activities:

- Contribute to the strategy and roadmap for advanced analytics that meets partner needs and supports the evolution of analytics for the underwriting practice
- Collaboratively supporting and executing the GI Journey roadmap with key business partners, particularly Underwriting Operations and Underwriting Strategy
- Effectively tracking performance of models and implemented strategies
- Working closely with business owners to provide cutting-edge business solutions using modeling, analytics, and AI.
- Act as a subject matter expert in underwriting related projects
- Communicate difficult concepts, convert information to compelling business context and advice, and influence and gain alignment across senior stakeholders.
- Promote Underwriting Analytics by being involved in branding the team to colleagues and key stakeholders.

Job Requirements
- Bachelor’s degree in Actuarial, Mathematics or related field.
- 5+ years of experience in an actuarial role, or in a data science role within the insurance industry, demonstrating a strong foundation in actuarial sciences and advanced analytics.
- Ability to take high-level conceptual questions/ideas to solution & recommendation by completing a thorough review & analysis which may include structuring analytics models and analysis, research and gathering data, distilling insights that inform business decisions, creating working committees and presenting results in writing and verbally to senior executives
- Has strong problem-solving skills and problem analysis skills.
- Effective written and oral communication skills in French and English.
- Strong collaborator who engages colleagues,



business partners and external stakeholders.
- Superior interpersonal, communication and presentation skills with ability to present information or arguments in a convincing manner.
- Modelling or model governance experience is an asset.
- Exposure to development and/or deployment work (Web app, AI solution, etc.) is an asset.
- Shows initiative and creativity in their work.

Affichage pour le poste Analyste Actuariel Principal, Souscription Analytique

Aperçu du service TD Assurance fait partie du Groupe Banque TD, l’une des plus grandes institutions financières au Canada. TD Assurance aide ses clients à se prémunir contre les imprévus de la vie grâce à une vaste gamme de produits, notamment la protection de crédit ainsi que l’assurance vie, santé, voyage, habitation et auto. Comptant plus de trois millions de clients, TD Assurance offre ses produits et services autorisés en ligne, par téléphone ainsi que par l’intermédiaire d’un réseau de plus de 1 000 succursales de TD Canada Trust.

Au Canada, nous sommes actifs dans deux secteurs : Assurances générales et Assurance vie et santé. Dans le secteur Assurances générales, nous sommes l’un des principaux groupes d’assurance habitation et auto au Canada, de même que le chef de file national de l’assurance collective et du marketing d’affinité. Dans le secteur Vie et santé, nous sommes le principal fournisseur d’assurance contre les maladies graves et d’assurance vie et santé directe au Canada.

À TD Assurance, nous nous sommes engagés à favoriser un milieu de travail inclusif et accessible. Comptant au Canada un effectif de plus de 4 000 employés et des bureaux dans les provinces de l’Atlantique, au Québec, en Ontario et en Alberta, notre entreprise évolue toujours et peut vous aider à croître. TD Assurance offre un milieu de travail stable et dynamique où le talent est apprécié et où le perfectionnement professionnel est pris au sérieux.

Plus que de simples emplois, nous offrons des carrières enrichissantes.

Description de poste

L’équipe Analytique de la souscription et de la fraude réunit des scientifiques de données, des spécialistes en apprentissage automatique appliqué et des actuaires afin de concevoir et de développer des solutions qui soutiennent les stratégies de nos partenaires. Le mandat de l’équipe d’analytique de la souscription est de renforcer les pratiques de souscription de TDA en développant des produits analytiques et d'IA tout en fournissant des conseils techniques stratégiques.

L'analyste Actuariel Principal - Analytique De La Souscription, contribuera De Façon Importante à La Rentabilité Et à La Croissance Soutenue De L’organisation En Participant Aux Activités Clés Suivantes :

- Contribuer à une stratégie ainsi qu’un roadmap en analytique répondant aux besoins des partenaires et soutenant l’évolution des capacités analytiques de la fonction de souscription.
- Collaborer étroitement à la mise en œuvre du Parcours GI (General Insurance Journey) avec les principaux partenaires d’affaires, notamment les équipes Opérations de souscription et Stratégie de souscription.
- Assurer un suivi efficace de la performance des modèles et des stratégies mises en œuvre.
- Travailler en étroite collaboration avec les responsables d’affaires afin de proposer des solutions innovantes fondées sur la modélisation, l’analytique et l'IA.
- Agir à titre d’expert(e) de contenu dans les projets liés à la souscription.
- Communiquer des concepts complexes, transformer l’information en conseils d’affaires pertinents et convaincants, et favoriser l’adhésion ainsi que l’alignement des parties prenantes de niveau supérieur.
- Faire la promotion de l’équipe d’Analytique de la souscription en contribuant à son rayonnement auprès des collègues et des principaux intervenants.

Exigences du poste (Job Requirements)




- Baccalauréat ou Maitrise en actuariat, mathématiques ou autre domaine connexe.
- Au moins 5 années d’expérience dans un rôle actuariel ou de science de données.
- Capacité d'amener des questions/idées conceptuelles à haut niveau à la solution et à la recommandation en effectuant un examen et une analyse approfondie pouvant inclure la structuration de modèles et d'analyses analytiques, la recherche et la collecte de données, la synthèse d'informations qui éclairent les décisions commerciales, la création de comités de travail et la présentation des résultats par écrit et verbalement à la haute direction
- Excellente habileté de communication à l’oral et à l’écrit en français et en anglais.
- Fort collaborateur qui engage ses collègues, ses partenaires internes et externes.
- Capacités interpersonnelles de communication et de présentation supérieures avec une habileté à présenter l'information et des arguments de manière convaincante.
- Expérience en modélisation ou en gouvernance des modèles constitue un atout.
- Expérience liée au développement et/ou au déploiement de solutions techniques (application Web, solution d’intelligence artificielle, etc.) constitue un atout.
- Démontrer de l’initiative et créativité dans son travail.

Who We Are As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always. TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals.

Total

Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec Only)

Sans Objet

📌 Senior Actuarial Analyst (Toronto)
🏢 TD
📍 Toronto