- Conduct advanced financial analysis and risk assessments of clients demonstrating signs of weakness or deterioration - Provide actionable insights and recommended risk-mitigation strategies to commercial banking lines of business - Advise on appropriate structures, terms, and risk controls for high-risk accounts - Advise on complex or distressed credit situations, including covenant breaches, liquidity concerns, operational challenges, and industry-driven pressures - Support strategies for managing watch-list, impaired, and emerging-risk accounts, including exit strategies, recovery pathways, and restructuring options - Perform enhanced portfolio monitoring to detect early-warning signals, covenant non-compliance, and deteriorating credit trends - Evaluate portfolio-level performance indicators and risk concentrations, escalating concerns and recommending corrective actions - Assess risk management practices across the high-risk portfolio, identifying gaps and recommending improvements - Serve as a specialist resource to senior leaders and frontline teams on complex or ambiguous credit scenarios - Review high-risk transactions, challenge underlying assumptions, and advise on risk-aligned alternatives - Engage internal stakeholders to ensure consistency in managing high-risk exposures across the enterprise - Strengthen discipline and transparency around watch-list and impaired account management procedures - Adjust risk oversight strategies in response to shifting market, economic, or client-specific conditions - Contribute to enterprise initiatives that enhance risk governance, improve monitoring capabilities, and support proactive portfolio management - Partner with Commercial Banking stakeholders while maintaining line-of-business ownership of BAU underwriting and client relationships - Support senior leadership with insights, analysis, and recommendations for capital allocation and risk appetite decisions - Engage with industry peers and internal networks on emerging risks,



competitive trends, and evolving best practices Requirements - 7+ years of experience in credit, lending, restructuring, portfolio management, or financial analysis within a corporate or banking environment - Strong credit qualifications, including deep knowledge of commercial credit structures, deteriorating-credit dynamics, and high-risk portfolio management practices - Bachelor’s degree required; master’s degree preferred (Business Administration, Finance, Accounting, or related field) - Demonstrated ability to assess complex financial situations, identify risks, and recommend solutions aligned with risk appetite and enterprise policies - Proven capability to operate in an advisory role, influence stakeholders, and provide expertise in non-routine, ambiguous, or sensitive credit situations - Solid analytical, communication, and problem-solving skills with the ability to apply sound judgment under pressure Core Competencies Demonstrates expertise in advanced financial analysis, risk assessment, and high-risk portfolio management, with a strong ability to provide actionable insights and risk-mitigation strategies. Capable of advising on complex credit situations and engaging stakeholders to enhance risk governance and monitoring capabilities. Highest-signal resume keywords - Credit Analysis - Risk Assessment - Portfolio Management - Financial Analysis - Stakeholder Engagement Hard Skills - Financial Analysis - Risk Assessment - Credit Structures - Portfolio Management - Covenant Breach Analysis - Liquidity Assessment - Operational Challenge Evaluation - Risk Mitigation Strategies - Performance Indicator Evaluation - Credit Trend Monitoring Soft Skills - Analytical Skills - Communication Skills - Problem-Solving Skills - Influencing Skills - Judgment Under Pressure Industry Keywords - Commercial Banking - High-Risk Accounts - Deteriorating Credit Dynamics - Restructuring Options - Watch-List Management - Impaired Account Management - Risk Governance - Capital Allocation - Enterprise Policies - Emerging Risks

📌 Director, High Risk Portfolio Management (Vancouver)
🏢 Jobtailor
📍 Vancouver