The bilingual Regional Field Underwriter is a key member of Manulife's renowned Underwriting team, operating at the intersection of field-level collaboration and innovative underwriting practices.

This role involves working closely with advisors, clients, and wholesalers, providing expert medical and financial field underwriting services, including case packaging and cover memo preparation.

The Regional Field Underwriter plays a crucial role in supporting our Summit Experience and enhancing client satisfaction and business growth through excellence in field underwriting.
**Key Responsibilities:**
Conduct risk assessment and classification in alignment with Manulife's philosophy and standards.

Proactively and reactively support advisors and clients, particularly with large life insurance cases over $5 million.

Enhance sales through strong advisor relationships and excellence in field underwriting practices.

Prepare comprehensive cover letters and respond to preliminary opinions and inquiries promptly.

Engage directly with clients to provide curated preliminary opinions.

Collaborate with the National Field Underwriter and Head Office underwriters to ensure consistency and the highest quality decisions.

Maintain positive and effective relationships with internal and external partners, including advisors, wholesalers, and other specialists.

Stay updated with industry trends and guidelines by attending underwriting and sales team meetings.

Manage client expectations by identifying unwanted risks and suggesting alternative product solutions.

Align with consumer laws and regulations regarding risk classification, confidentiality, and disclosure.

Identify and propose solutions to enhance processes and customer experience.

Create and deliver presentations and conduct regular in-person meetings to strengthen advisor relationships.

Represent Manulife externally.
**Required Qualifications:**
Minimum of 15 years of experience as an underwriter, specializing in large life insurance cases over $5 million.

Proven track record in underwriting with a sales and relationship-focused mindset.

Strong understanding of insurance products, financial and medical guidelines,



and non-medical risks impacting mortality.

Experience with financial reports and training in anti-money laundering practices.

Ability to work collaboratively with advisors, wholesalers, and underwriters, and think creatively to provide solutions.

Proficiency in Microsoft Word, Power

Point, Excel, and Teams.

Strong time management, organizational skills, and ability to analyze complex information.

Fully bilingual (French/English): The successful candidate will be required to communicate in English and French in order to support clients from all jurisdictions/provinces within Canada.
**Preferred Qualifications:**
Working towards, or completion of FALU, FLMI, and ACS designations.

When you join our team: We'll empower you to learn and grow the career you want.

We'll recognize and support you in a flexible workplace where well-being and inclusion are more than just words.

As part of our global team, we'll support you in shaping the future you want to see.

The role being advertised is an existing vacancy.
**宏利金融有限公司是全球** 领先的金融服务提供商，致力于帮助大众轻松作出明智抉择，实现精彩人生。如欲了解更多关于我们的信息，请访问 人寿保险-养老保险-健康保险-中宏保险官网 (manulife-sinochem.com) .
**宏利是平等機會僱主**
在宏利／恒康，我們擁抱多元。我們致力於吸引、培養及挽留和所服務客戶同樣多元的員工，並從而營造包容的工作環境，接納文化和個體差異。我們矢志維持公平的招聘、挽留、晉升及薪酬制度，我們管理的所有實踐及項目不會因種族、血統、原籍地、膚色、族裔、國籍、宗教或宗教信仰、信仰、性別（包括懷孕及其相關情況）、性取向、遺傳特徵、退伍軍人身份、性別認同、性別表達、年齡、婚姻狀況、家庭狀況、殘疾或受適用法律保護的任何其他因素而區別對待。
我們的首要任務是消除障礙，為員工提供平等就業機會。人力資源部代表將盡力為應徵過程中提出要求的申請人提供合理協助。申請人要求提供協助所分享的信息將會按照適用法律及宏利／恒康政策儲存及使用。應徵過程中如需協助，請聯絡
[email protected] 。
**Working Arrangement**
远程办公
**Salary & Benefits**
Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.

The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training.

If you are applying for this role outside of the primary location, please contact
[email protected]
for the salary range for your location.

Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D; insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans.

We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources.

Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence.

If you are applying for this role in the U.S., please contact
[email protected]
for more information about U.S.-specific paid time off provisions.

We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process.

For more information, please refer to our personal information collection statement (https://careers.manulife.com/global/en/talentacquisitionprivacystatement) .

📌 Bilingual, Regional Field Underwriting Consultant (Canada)
🏢 Manulife
📍 Canada