Job Description
What is the opportunity?
Group Risk Management – Commercial & Wholesale Credit focuses on risk assessment and adjudication of Capital Markets, Corporate Client Group, and Commercial transactions across the globe.

What will you do?

Work closely with the business at early stages on the risk aspects of any new transaction under consideration and provide direction and guidance as required to ensure the eventual deal structure adequately mitigates key risk concerns

Review Transaction Requests, term sheets, and risk assessments within agreed timelines and/or turn-around benchmarks; highlight exceptions to applicable policies and guidelines; and suggest enhancements

Ensure an appropriate balance between Risk and Return

Review and adjudicate financial models and assist in continuous oversight of borrower’s business and financial performance through monitoring of financial and industry information, regulatory changes, third-party analysis including rating agency publications, and other early warning signals

What do you need to succeed?
Must-Haves

Minimum 5 years of experience working in a financial institution, preferably in lending

Good understanding of loan and trading credit products with a proven track record of building effective relationships with internal/external stakeholders

Significant experience with Excel, including as a tool for financial analysis and a valuable understanding of financial modelling and financial statement analysis

Analytical and intellectually curious mindset

Ability to deal with obstacles and work to develop effective solutions/recommendations on tight timelines

Strong communication skills (both written and presentation) and ability to work with others in a collaborative manner

Nice-to-Haves

Postgraduate degree, accounting designation and/or CFA

Interest in pursuing a career in credit risk management

Industry knowledge and experience

What is in it for you?




We thrive on the challenge to be our best, progressive thinking, to keep growing, and working together to build and deliver trusted reporting to help our stakeholders succeed and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation

Ability to make a difference and lasting impact

Work in a dynamic, collaborative, progressive, and high-performing team

Opportunities to take on progressively greater accountabilities

Job Skills
Accounting Finance, Asset and Liability Management (ALM), Commercial Loan Review, Confidentiality, Credit Analysis, Customer Service, Customer Success, Detail-Oriented, Financial Statement Analysis, Risk Management

Additional Job Details
Address
ROYAL BANK PLAZA, 200 BAY ST:TORONTO

City
Toronto

Country
Canada

Work hours/week
37.5

Employment Type
Full time

Platform
GROUP RISK MANAGEMENT

Job Type
Regular

Pay Type
Salaried

Posted Date
2026-07-03

Application Deadline
2026-09-14

Note
Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities
At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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📌 Associate Director, GRM (Ontario)
🏢 RBC
📍 Ontario