Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.About The Capital TeamThe Capital team manages the financial foundation that supports affirm’s lending and innovation. We lead the funding, liquidity, and risk management strategy across capital markets, treasury, deal structuring, analytics, and bank partnerships. The team secures efficient funding while supporting sustainable business growth. We balance cost, flexibility, and risk to ensure affirm’s financial resilience through all economic cycles. By optimizing capital structure and managing liquidity, we help build a scalable and resilient financial platform.We’re looking for a smart, driven individual to join our Quantitative Markets team. The team is responsible for structuring and pricing affirm’s debt funding deals, developing platforms and tools for optimizing funding strategies, and building models to analyze and predict the performance of affirm’s consumer loans. The ideal candidate will have experience in structuring asset-backed transactions, working with rating agencies, and building quantitative models. Given the cross-functional nature of the role, the ideal candidate should have strong interpersonal and communication skills.What You’ll DoWork closely with the Capital Markets team to evaluate,



structure and price consumer asset-backed transactionsDevelop and enhance capital structuring and pricing models tailored to affirm’s consumer loan portfolio to enable efficient deal executionBuild quantitative models to analyze and predict the performance of affirm’s consumer loansProvide insights on capital markets deals to cross-functional teams for more optimal and efficient funding strategy and merchant pricingPartner cross-functionally with our Capital Markets, Treasury, Merchant Pricing, Credit, Commercial, Product and Engineering teams to evaluate funding, product, and business decisionsWhat We Look For2+ years of relevant experience structuring asset-backed transactions, forecasting consumer loan performance, and/or building quantitative modelsExperience with industry-standard tools such as Intex/Bloomberg and working with accountants, rating agencies, and internal/external partnersExperience with SQL, Python, or other scripting languagesStrong interpersonal and communication skills, and ability to collaborate and influence across different teams in the organizationA proactive leader that can seek out new opportunities, drive projects, navigate ambiguity and develop creative solutions with minimal guidanceDesire to understand the broader context of business decisionsPay Grade - KEquity Grade - 4Employees new to affirm typically come in at the start of the pay range. affirm focuses on providing a easy and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending,



and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by affirm holdings, inc. (parent company).CAN base pay range per year: $117,000 - $167,000Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.BenefitsHealth care coverage - affirm covers all premiums for all levels of coverage for you and your dependentsFlexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expensesTime off - competitive vacation and holiday schedules allowing you to take time off to rest and rechargeESPP - An employee stock purchase plan enabling you to buy shares of affirm at a discountWe believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, affirm will consider for employment qualified applicants with arrest and conviction records.#J-18808-Ljbffr

📌 Quantitative Analyst Ii (Capital Structuring & Analytics) - Remote (Winnipeg)
🏢 Affirm
📍 Winnipeg