Pads Financial is a Montreal based Fintech startup. We are the first all online lending platform helping Canadian homeowners obtain equity backed loans. The Pads lending network is also comprised of 100% Canadian private investors. from lead acquisition to loan servicing everything is done in-house to insure excellent customer service, rapid processing, and the best rates.

As much as we lean on technology, Pads is a people centric organization. Pads is shaking up the lending space in Canada with excellent, honest client service, advanced technology and a 100% online application process. Pads is seeking a Mortgage Underwriter to join our team.

As a Mortgage Underwriter, you will be responsible for analyzing and evaluating mortgage loan applications to ensure they meet the required criteria and guidelines.



The ideal candidate will have a strong background in mortgage underwriting which consists of establishing a borrower credit worthiness and a property valuation. Analyze and evaluate mortgage loan applications to ensure they meet required criteria and guidelines.

Review and verify borrower information, including income, employment, credit history, debt-to-income ratio. Identify potential risks and recommend appropriate risk mitigation strategies. Minimum of 1-3 years of experience in mortgage underwriting.

Experience in residential mortgage underwriting. Bilingual (French, English) – mandatory. A professional office culture with open communication where all ideas are heard and valued. A competitive vacation offering and perks package. Hybrid work from home-office model.

📌 Medical Underwriter (Montreal)
🏢 PADS Financial
📍 Montreal