Credit Ratings is an integral part of the Global Ratings Services team,comprisinga diverse group of 1,400 analysts spread across key financial hubs worldwide. We are dedicated to delivering high-quality insights and exceptional client service across all industry sectors.

Credit

Ratings is an integral part of the Global Ratings Services team,comprisinga diverse group of 1,400 analysts spread across key financial hubs worldwide. We are dedicated to delivering high-quality insights and exceptional client service across all industry sectors.

The Structured

Finance and Alternate Investment Fundspractice evaluates the credit risk of securitized products and fund structures byanalyzingunderlying asset performance, structural protections, cash-flow mechanics, and downside stress scenarios. Analysts produce opinions that help issuers and investors compare complex instruments, bringing market-relevant perspectives on topics such as performance trends, issuance conditions, andAI’s role in origination and securitization. Team Contribution & Capability Building Guide and coach junior analysts and research staff, building capability in credit analysis, data discipline, and analytical tooling to reinforce consistent, high-quality outputs.

Strengthen team productivity by creating reusable analytical assets and contributing to lightweight automation initiatives that free capacity for human analysis and judgment. Lead end-to-end credit analysis and surveillance for assigned structured finance credits, ensuring timely, high-quality delivery with transparent accountability for outputs and priorities. Synthesize portfolio performance, market signals, and peer context into decision-ready insights that support rating committee discussions and risk assessments.

Embed and validate generative AI and large language model tools within analytical workflows, maintaining human accountability for all conclusions and material risk judgments. Engage with external stakeholders alongside senior team members, translating complex data and analysis into explicit, evidence-based narratives for clients and rating committees. Prepare well-structured committee materials and communicate complex analytical content in a clear and accessible format for market participants.

Risk Management and Operating Apply methodology, confidentiality, and data governance requirements consistently, escalating issues early with clear recommendations to protect analytical integrity. Contribute to the responsible design and testing of automation and AI-enabled workflows, maintaining clear boundaries between what can be automated and what requires human judgment. Final base salary will be based on the individual's geographic location, as well as experience level, skill set, training, licenses, and certifications.

S&P; Global states that the anticipated range of compensation for this position is 94,000 to 128,000 CAD. Final compensation will be based on the individual's performance, geographic location, as well as experience level, skill set,



training, licenses, and certifications. In accordance with Ontario's new regulations effective January 1, 2026, this job posting provides information on expected compensation.

S&P; Global will not be utilizing artificial intelligence in our hiring process. Direct experience analyzing securitized products, fund structures, or related structured finance instruments. Team Contribution & Capability Building Demonstrated ability to deliver high-quality analytical work across multiple credits with limited oversight, and to coach junior colleagues through shared standards and tools.

Demonstrated credit, financial, and risk analysis skills, with the ability to link fundamental drivers to forward-looking risk views. Practical experience embedding generative AI or large language model tools into professional workflows to improve productivity and analytical output. Proficiency in analytical and spreadsheet tools, with a willingness to develop skills in data and automation platforms.

Effective written and verbal communication skills, with the ability to synthesize complex analytical content into concise, evidence-based narratives for senior stakeholders and rating committees. Risk Management and Operating High standards for analytical quality, traceability, and governance, with sound judgment on the responsible use of AI tools in a controlled environment. Demonstrated ability to contribute to automation workflow design and testing, with clear judgment on which analytical decisions require human oversight.

An S&P; Global employee at this level would typically have 3 to 5 years of relevant experience in structured finance, credit analysis, or a related financial field. We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P; Global Ratings office. Employees are required to work from the office a minimum of two days per week.

Bachelor's degree or equivalent required. A master's degree or professional certification (such as CFA) is highly valued. We welcome candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking.

At S&P; Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness,



we enable growth across a wide variety of organizations, including businesses, governments, and institutions. S&P; Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets.

With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.

Advancing Essential

Intelligence. We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it.

We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.

Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.

Health & Wellness: Health care coverage designed for the mind and body.

Flexible Downtime: Generous time off helps keep you energized for your time on.

Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. S&P; Global has a Securities Disclosure and Trading Policy ("the Policy") that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations.

In some Divisions, pursuant to the Policy’s requirements, candidates at S&P; Global may be asked to disclose securities holdings. Employment at S&P; Global is contingent upon compliance with the Policy. S&P; Global is an equal chance employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.

If you need an accommodation during the application process due to a disability, please send an email to:EEO.202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.

📌 Senior Analyst - Structured Finance, Colorado or Toronto
🏢 Su0026P Global
📍 Toronto