End Date
Tuesday 15 September 2026

Salary Range
£0 - £0

Flexible Working Options
Job Share

Job Description Summary
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Job Description
JOB TITLE: Senior Manager – Motor Finance Compliance

SALARY: £85,493 - £100,580

LOCATIONS: Edinburgh, Bristol, Leeds, Halifax, Birmingham

HOURS: Full-time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

About this opportunity
The SeniorManager – Motor FinanceComplianceleads the provision ofproactive, pragmatic and risk-based Conduct and Compliance Risk support to the Motor Finance business. The role acts as aseniorsecond-line partner, helping the businessinterpretand meet regulatory expectations whilesupportinggood customer outcomes, effective risk managementand sustainable commercialdelivery.

Working closely with seniorbusiness and control functioncollaborators, the role provides clear,authoritativeand commercially aware complianceadvice across products,customerjourneys, change activity, governanceandoversight.It supports informed risk-based decision making,provides constructive challengewhererequired,attends relevant governance forums and committees,andensures key conduct and compliancerisks are identified, assessed, managed and evidenced appropriately.

The SeniorManageralsoplays a key role in shapinganddeliveringthe Compliance oversight planfor Motor Finance, using insight, management information,assurancefindings and regulatory developmentsto identify emerging risks,influence prioritiesanddrivecontinuous improvementin thecontrol environment.The role includes line management responsibilities, the coaching and development of junior colleagues, and deputising for the Head of Compliance as required.

What you’ll be doing:

Build effective relationships with Motor Finance collaborators and provide accessible, commercially aware compliance advice.

Support the business in applying regulatory requirements, Group policy and risk appetite in day-to-day activity and change initiatives.

Provide constructive challenge on customer outcomes, product governance, complaints, vulnerable customer considerations and other key conduct risks.

Attend and support relevant governance forums and committees,



providing compliance input, challenge and insight.

Use MI, assurance findings and business insight to identify emerging risks and inform oversight priorities.

Support the development of robust governance papers, risk assessments and evidence-based decisions.

Linemanage, coach and develop junior colleagues, promoting strong conduct risk awareness and a culture of good customer outcomes.

Deputise for the Head of Compliance where required, including in senior collaborator discussions and governance activity.

Why join us?
We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone.

Experience required:

Minimum of five years’ compliance advisory experience, preferably within motor finance.

Wider consumer credit compliance experience will also be considered.

Demonstrable specialist knowledge of CONC, including its application to consumer credit products, customer journeys, governance and oversight activity.

Experience operating at a senior level, including influencing senior collaborators and chipping in to governance forums or committees.

Working knowledge of the Consumer Credit Act 1974 is desirable.

Skills required:

Strong understanding of FCA conduct requirements, Consumer Duty expectations, expert CONC knowledgeand the regulatory workplace for motor finance.

Ability to provide clear, pragmatic and risk-based compliance advice to senior collaborators.

Confident collaborator management, influencing and constructive challenge skills.

Strong judgement and analytical capability, with the ability to assess complex issues and identify key conduct and compliance risks.

Experience of governance, risk assessment, oversight planning and assurance activity.





Clear written and verbal communication skills, including the ability to produce concise advice, papers and committee input.

People management capability, with experience coaching, developing and supporting colleagues.

Ability to work independently, prioritise effectively and deputise in senior forums where required.

We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.

This is a place for you
We want to ensure all our candidates have the opportunity to shine. Please let us know if there is anything we can do to make the sure the assessment process works for you.

We also offer a wide-ranging benefits package, which includes:

A generous pension contribution of up to 15%

An annual performance-related bonus

Share schemes including free shares

Benefits you can adapt to your lifestyle, such as discounted shopping

30 days’ holiday, with bank holidays on top

A range of wellbeing initiatives and generous parental leave policies

At Lloyds Banking Group, we’re driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you’ll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you’ll have many opportunities to learn, grow and develop.

We keep your data safe. So, we’ll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We’ll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We’re focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

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📌 Senior Manager – Motor Finance Compliance (Nova Scotia)
🏢 Lloyds Banking Group
📍 Nova Scotia