Vacances rémunérées, journées personnelles et congés maladie pour favoriser un équilibre sain entre travail et vie personnelle.

Rémunération globale et gamme d’avantages sociaux concurrentiels.

Questrade Financial

Group (QFG), through its companies - Questrade, Questbank, Questrade Wealth Management, Community Trust Company, Zolo, and Flexiti, provides securities and foreign currency investment, professionally managed investment portfolios, mortgages, real estate services, financial services and more. We use cutting‑edge technology to help Canadians become much more financially successful and secure. At QFG, we combine human‑centric collaboration with AI‑driven innovation to redefine financial services.

The ideal candidate will be a catalyst for change, using AI to transform and deliver unparalleled customer experiences and shaping a future where AI empowers our teams to do their best work. Ce poste est à combler pour une vacance actuelle. Nous sommes à la recherche de notre prochain(e) Agent de Credit Senior prêts hypothécaires résidentiels Le ou la titulaire du poste est responsable de l’ensemble du processus d’octroi du crédit, de la prise de décision concernant les demandes de prêt hypothécaire sur la base de critères de prêt établis à l’examen et au respect des conditions des prêts hypothécaires.

Se tenir au courant des politiques, des procédures et des produits de souscription de prêts hypothécaires résidentiels de Community Trust. Gérer les risques du portefeuille en prenant des décisions de crédit cohérentes, objectives et judicieuses dans le respect des limites autorisées, en remontant à l’échelon supérieur avec des justifications à l’appui de la recommandation, le cas échéant. Examiner et approuver les documents relatifs aux prêts hypothécaires afin de s’assurer que chaque document est complet et exact, conformément aux politiques de crédit, aux procédures et aux exigences en matière de lutte contre le blanchiment d’argent de Community Trust.

Travailler en collaboration avec les équipes chargées de l’assurance qualité du crédit et du financement pour s’assurer que les objectifs sont atteints. Cerner les possibilités d’amélioration continue.



Respecter les contrôles en matière de conformité et de risques opérationnels, conformément aux politiques et procédures de l’entreprise.

Alors, serez‑vous notre prochain(e) Agent de Credit Senior prêts hypothécaires résidentiels ? Parfaitement bilingue (français et anglais). Formation postsecondaire souhaitée. Savoir proposer des solutions de remplacement en fonction de la disponibilité des produits et des directives.

Contribuer au dynamisme de notre organisation en adoptant une attitude positive et proactive et en proposant des solutions créatives pour résoudre les problèmes. Elle comprend un régime d’avantages sociaux complet et un programme de primes concurrentiel pour les postes permanents à temps plein. Paid vacation, personal, and sick days for work-life balance Work-life balance in a hybrid environment with at least 3 days in office Opportunities to contribute to community causes We’re looking for our next Bilingual Senior Residential Mortgage Underwriter The role is responsible for the full credit adjudication process from decisioning mortgage applications based on established lending criteria along with the review and fulfillment of the mortgage conditions.

This includes exception management, pricing determinations and documentation review and acceptance all while meeting performance targets and ensuring adherence to service standards. Maintain knowledge of Community Trust residential mortgage underwriting policies, procedures, and products. Negotiate, structure, and evaluate received mortgage applications according to internal policies.

Manage portfolio risk by exercising consistent, objective and sound credit decisions within authorized limits, escalating with rationale to support recommendation where appropriate. Issue mortgage commitments with appropriate conditions.



Review and decision mortgage documentation to ensure each document is complete and accurate based on Community Trust’s credit policies, procedures, and anti-money laundering requirements.

Work in collaboration with the Credit Quality Assurance and Funding teams to ensure targets are being met. Identify continuous improvement opportunities. Follow AML procedures on all files with an emphasis on “Know Your Client” rules.

Proactively identify actual and potential violations of AML regulatory requirements, internal policies and procedures or other AML/ATF risk situations at an early stage. Conducts appropriate inquiries and investigations in relation to any such situation and ensures that corrective actions and/or risk mitigation actions are implemented in a timely manner or escalated appropriately. Adhere to compliance and operational risk controls in accordance with company’s policies and procedures.

So are YOU our next Bilingual Senior Residential Mortgage Underwriter?

Fully

Bilingual in French and English Bringing a positive, can-do attitude to our organization, using creative solutions to solve problems. Establishing and building healthy working relationships with your team and peers. Committed to providing outstanding customer service.

Having solid written and verbal business communication skills. Demonstrating interpersonal and relationship building skills. Having a solid understanding of the general characteristics, attributes and risk factors associated with various loan types.

It includes a comprehensive benefits plan and a competitive incentive (bonus) program for Full-Time Permanent roles.

At Questrade Financial

Group of Companies, with multiple office locations around the world, we are committed to fostering a diverse, inclusive and accessible work setting. Our team reflects the diversity of the communities we serve and operate in. Having a collaborative and diverse team helps us push boundaries to bring the future of fintech into existence—not only for the benefit of our customers, but for those who build their career with us.

Questrade Financial

Group of companies Applicant Tracking System utilizes artificial intelligence (AI) for application screening.

📌 Agent de Credit Senior prêts hypothécaires résidentiels/ Bilingual Senior Residential Mortgage [...] (Toronto)
🏢 Questrade Financial Group
📍 Toronto