Application Deadline:08/31/2026Address:100 King Street WestJob Family Group:Commercial Sales &

• ServiceTechnology &

• Innovation Team OverviewBMO Technology &

• Innovation Banking is a national commercial banking team delivering capital, insights, and sector expertise to Canada’s leading high‑growth technology companies. The team provides tailored lending and advisory solutions to clients across enterprise software, consumer software, hardware, life sciences, fintech, and emerging innovation sectors, supporting their needs from early commercialization through scale‑up, IPO, and beyond.Job OverviewThe Associate plays a critical role in supporting relationship teams across Technology &

• Innovation Banking by contributing to credit analysis, portfolio management, deal execution, and client engagement. Working closely with Directors and Analysts, the Associate helps evaluate financing opportunities, structure credit solutions, monitor portfolio performance, and support new business development efforts as BMO expands its presence in the Canadian innovation economy.Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.Negotiates loan structures and terms and conditions that align client requirements with the bank risk appetite and policies.Monitors portfolio to identify deteriorating credit conditions and compliance, analyses metrics,



and assesses broader industry trends to spot risks and opportunities.Evaluates portfolio performance and recommends capital allocation strategies that optimize returns with investment objectives.Networks with industry contacts to gather competitive insights and best practices.Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.Structures and supports recent, renewal and extension loans aligned with client needs and bank & risk policiesConducts financial analysis and risk assessments of clients’ credit information, for an assigned portfolio, to provide insights and make informed decisionsMonitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required.Minimizes BMO’s risk exposure by adhering to credit policies, regulatory standards, and operational guidelines.Supports and implements initiatives to enhance service quality, acquire new business and expand client relationships.Manages timely and accurate data entry into BMO's systems and leverages the data to support decision-making.Provides specialized consulting, analytical and technical support.Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards,



Procedures and Supporting documents), laws and regulations.Qualifications:Preferred 5 - 7 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.Bachelor’s degree required

• Any other related discipline or commensurate work experience considered.Deep knowledge and technical proficiency gained through extensive education and business experience.Problem SolvingCollaborationDetail-OrientedCustomer ServiceLoan StructuringRegulatory CompliancePortfolio ManagementCredit Risk AssessmentBanking OperationsMicrosoft OfficeExpert level of proficiency:Salaries for part time roles will be pro-rated based on number of hours regularly worked. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. It calls on us to create lasting, positive change for our customers, our communities and our people. We strive to help you make an impact from day one - for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.Accommodations are available on request for candidates taking part in all aspects of the selection process. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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📌 Associate, Commercial Banking (Technology & Innovation) (Toronto)
🏢 Bank of Montreal
📍 Toronto