Temporary Full Time Office Location: Calgary (AB); Halifax (NS); Montreal (QC); Travel Requirement: Language Skill Levels (Read/Write/Speak): CBC We come to work every day with a common purpose: to contribute to a well-functioning housing system. Here’s the comprehensive and generous advantages you get when you’re a contract employee: Annual individual performance bonus. Group insurance coverage to support your well-being from day one.

Support towards your personal and professional growth with training, mentorship and more. While positions at CMHC require some in-office presence, alternative work arrangements may be considered for Indigenous candidates. Join CMHC as a Bilingual Specialist, Multi-Unit Underwriter, Housing Program and play a key role in advancing housing solutions across Canada.

Opportunities are available within the Apartment Construction Loan Program (ACLP) and other housing program teams. In these roles, you will use your financial and underwriting expertise along with your client relationship skills to support the construction of new rental housing projects, including large scale developments and initiatives that contribute to the development and scaling of affordable housing solutions. This is for multiple temporary positions of a duration ranging from 18 to 24 months.

Apply sound judgement and decision-making practices based on complex financial analysis while making recommendations. Maintain quality relationships with clients to understand their needs, objectives, and explore opportunities. Act as a direct lender under the ACLP program or under BCH’s funding initiatives: review, underwrite,



prioritize and approve loan applications while assessing financial viability and adherence to the program’s policies and operational procedures.

Conduct detailed financial analysis and make recommendations for full underwriting. Manage risk by exercising prudence and due diligence while reviewing, underwriting, assessing and approving applications. Prepare underwriting reports, assess findings, and negotiate terms to ensure alignment with CMHC’s operational policy and approval authority.

An undergraduate degree in a relevant field related to real estate such as business administration, accounting, finance or commerce, or an equivalent combination of education and/or experience. A minimum of five (5) years of experience in construction financing, real estate, financial markets or credit risk analysis for Multi-Unit properties. Solid oral and written communication skills in both official languages (English and French) , with the ability to clearly convey decisions and address objections.

Experience or knowledge in property management, real estate appraisal, property inspection, project monitoring or development, or real estate law is considered an asset. Successful completion of a professional association designation such as CRF, AACI, CFA, or CPM.

Experience in building reports and/or in using statistical analysis software such as MS Excel. Our commitment to diversity, equity, and inclusion We’re committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our mission.

📌 Bilingual Specialist, Multi-Unit Underwriter, Housing Program (Montreal)
🏢 Canada Mortgage and Housing
📍 Montreal