Please be advised that our Careers site will be unavailable from November 28 at 12am ET to November 29 12am ET for scheduled system maintenance. CDLSI Repossession Enforcement Advisor - Automotive Finance - Anjou, Quebec Contributes to the overall success of the Recoveries department of Scotiabank in Canada ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s business strategies and objectives. Ensures all activities conducted are in compliance with governing regulations, internal policies and procedures Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.

Ensuring the assigned repossession activities are duly completed by : making decisions on approving storage costs, accepting payments, offering settlements, evaluating equity, assigning an account to a Third Party Supplier, etc. assigning approved files to our third party vendor and providing all the proper information necessary for service level agreement vehicle assignment and recovery; Contributing to the efficiency of the business units operations and overall profitability of the Bank, by : recommending appropriate changes to workflows that will improve loss mitigation and repossession/redemption rates; providing reporting and analysis on portfolio trends that may impact our credit decisions; taking full responsibility for all inquiries/concerns/complaints received and providing accurate solution within assigned timeframes and in adherence to Bank policy and procedure; conducting timely and constructive collection activity on customers with recently repossessed vehicles to facilitate a redemption. Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.



Actively pursues effective and effective operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct.

Champions a high performance environment and implements a people strategy that attracts, retains, develops and motivates their team by fostering an inclusive work environment; communicating vison/values/business strategy and managing succession and development planning for the team. Conducts payment collection activity to provide the Bank with optimal delinquency ratios and loan loss levels by: acting in a timely manner to identify the risk associated with all assigned accounts and executing prompt action to minimize loss and secure the Bank’s position; conducting timely and constructive collection activity by telephone, letter, text message, e-mail, or other appropriate means. Previous experience in the financial services industry of experience collecting on delinquent accounts receivable.

Minimum 5 years combined experience with vendor management, repossession assignments or a position in the automotive finance industry.



Completion of post-secondary education program (College or University) considered an asset. Supervisory experience considered an asset but not necessary.

Experience with Microsoft operating systems including Word, Excel, Outlook and the Internet. An understanding of legal requirements surrounding vehicle (or asset) repossession/recovery is desirable. Work in a standard office-based environment; Hours of work may include shift work or split shifts to accelerate customer contact.

Work from home is available for Business Continuity Plan and business requirements for national coverage. In addition to French, the successful candidate must also have sufficient knowledge of English, as the work involves interacting and collaborating regularly with groups and individuals based in Toronto, as well as constantly interacting with other people, including clients, who speak English, locally and elsewhere Scotiabank is a leading bank in the Americas.

Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know.

Compliance, Risk Management, Accounts Receivable, Work from Home, Legal, Finance, Automotive, Contract #

📌 CDLSI Repossession Enforcement Advisor - Automotive Finance - Anjou, Quebec (Montreal)
🏢 Scotiabank
📍 Montreal