Top-tier health and wellness benefits, including comprehensive benefits packages, a yearly health spending account and personal spending account Exclusive banking benefits Pension Plan Employee and Family Assistance Program The Credit Adjudicator (2 vacancies) is responsible for the adjudication of mortgage submission from mortgage brokers , preparation of credit documents and providing support and service to the team, broker network, members and prospective members. Review, recommend and, when within approved limit, adjudicate on mortgage broker credit submissions Review Alternative-A (ALT A) mortgage applications and renewals, recommend decisions and when within approved limit, adjudicate new credit and renewals (including term and pricing) Co-ordinate and monitor the quality of credit submissions from various sources, ensuring timely and accurate submission of all retail credit reports Keep informed of and be willing to implement service improvements, new concepts, software technology etc. that will improve the operating efficiency of mortgage broker lending Act as a subject matter expert for adjudication platforms including but not limited to: Valeyo Criterion and Filogix/Velocity on any related project initiative As required, assist employees in solving problems and helping with complex work-related matters Hold a post-secondary degree or diploma in the field of Business, Economics, Sociology or Business Analytics or equivalent work experience Have a minimum of three years ALT A lending experience within the financial sector Willing to complete Mortgage Agent course through Remic or Mortgage Professional within the first six months of employment.



Have working knowledge of credit related Policies and Procedures, Credit investigation and Analysis Must have knowledge of Canada Mortgage and Housing Corporation (CMHC) Sagen and Canada Guaranty insurance requirements Have strong analytical and problem solving skills with an attention to detail in working with business systems and data inputs Strong ability to structure a retail credit deal, applying flexibility and creativity when appropriate Possess a working knowledge of adjudication platforms, such as Valeyo Criterion, Filogix and Velocity, and be familiar with both PC applications and banking systems Technically sound with high level knowledge of system and software quality assurance best practices and methodologies Business minded skilled who aligns business objectives and capabilities with the technical aspect of our business to achieve results Be aware of and mitigate enterprise risk factors and ensure compliance with applicable regulations, legislation and FirstOntario policies and procedures Compensation for this role reflects a combination of skills, experience, and internal equity.

Those whose experience more closely aligns the role's requirements may be placed higher within the salary range. You will learn more about FirstOntario Credit Union's total rewards package during the interview process. We're actively seeking diverse backgrounds and perspectives to help make FirstOntario better.

At FirstOntario, inclusion, diversity, and equity aren't just "nice to have" - they're essential to our success. Our inclusive work environment welcomes diversity and supports accessibility.

📌 Credit Adjudicator, Mortgage Broker Services (Woodstock)
🏢 Firstontario Credit Union
📍 Woodstock