Huntington Distribution Finance is a commercial inventory finance company offering floorplan financing solutions to manufacturers, distributors and dealers in all 50 U.We specialize in financing powersports, lawn and garden, recreational and specialty vehicles, marine products, construction, agriculture and consumer electronics and appliances.

Huntington Commercial Finance

Canada, Inc., doing business as Huntington Distribution Finance, is looking for qualified candidates for the position of Credit Underwriter – Inventory Finance The Credit Underwriter – Inventory Finance (IF) is responsible for analyzing and monitoring credit worthiness of assigned customers/accounts and recommending and/or approving credit within established guidelines. Includes analyzing financial statements and completing ratio and trend analysis of statements to determine if a customer is eligible for financing. Prepare high quality credit narratives in support of new and existing loans.

Includes review and analysis of applications, financial statements, balance sheets, D&B; reports, etc. Spreading business financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from financial information. Understand cash flow from operations, which includes identifying recurring and non-recurring sources of cash flow.





Research industry trends and risks. Perform collateral analysis including accounts receivable, inventory, real estate and investments. Run credit reports and gather/analyze KYC information. Spread personal financial statements and tax returns for individual guarantors, develop borrower and guarantor global cash flow analysis.

Conduct annual financial statement follow-up to borrowers and track and monitor the receipt by the Bank of this information. Coordinates with Portfolio Management teams on the resolution of customer inquiries and requests, documentation requirements and problem loan accounts. Bachelor’s degree in Finance, Accounting, Business ~2+ years wholesale/commercial credit underwriting experience Detail oriented with the ability to analyze cash flow, leverage and gauge customer strength.

Demonstrated ability to make sound business judgments while protecting the interests of the bank. Strong technical skills.

Huntington Commercial Finance

Canada, Inc. (“Huntington”), doing business as Huntington Distribution Finance is an equal employment chance employer. Huntington’s policy is not to discriminate against any applicant or employee, or to tolerate harassment, on any grounds protected by applicable legislation.

📌 Credit Analyst - Inventory Finance (Montreal)
🏢 Huntington Distribution Finance - North America
📍 Montreal