Credit Risk Analyst We are Building Our Talent Pipeline! REV Capital is seeking a Credit Risk Analyst to play a pivotal role in maintaining the financial stability and growth of our organization through meticulous credit assessment and risk management practices.

The Credit Risk

Analyst will report to the Director of Credit and Underwriting and collaborate with cross-functional teams. Cash flow restrictions are a universal challenge for B2B business owners.At REV Capital, the leading North American provider of full-service factoring, we help our clients bridge that gap and grow sustainably. A business sells its unpaid invoices to a third‑party company (known as a ‘factor’) at a discounted rate, receiving up to 98% of their invoice value immediately.

The factor then handles collections and underwriting, so the business owner no longer needs to worry about net terms or chasing payments from their customers. Business owners can reinvest time and cashflow into their operations, helping them grow, stay competitive, and become industry leaders. Our team at REV is passionate about helping others.

We embrace diversity and inclusivity, offering a flexible environment where professional and personal growth happens – just like with the hundreds of clients we support daily. Evaluate and analyze financial statements, credit reports, and other pertinent information to assess the risk of complex accounts. Draft, review, and prepare financing statements, and other relevant documents under PPSA and UCC guidelines.

Underwrite and review new client applications to establish their acceptability as investments for the Company; Negotiate the terms and conditions with the client while ensuring adherence to REV Capital policies and guidelines.



Evaluate portfolios nearing maturity to determine their continued suitability as investments for the Company. Underwrite new and renewal business submissions ensuring proper risk selection, endorsements and pricing while adhering to underwriting authority.

Generate detailed reports on underwriting activities, risk assessments, and portfolio performance for senior management. Work closely with Legal and Compliance teams to ensure all processes adhere to regulatory standards. Assist in the development of long and short-term underwriting strategic plans and executes on those objectives.

Perform file audits of individual risks for compliance with company guidelines and conditions. Stay informed and up to date on any changes, trends, news, and legal developments. Bachelor’s degree in finance, Economics, Business Administration, or a related field. ~4–7 years of B2B credit underwriting or credit risk experience, preferably in financial services, factoring, commercial lending, or a related industry. ~ Strong experience analyzing financial statements, credit reports, and other financial information to assess creditworthiness and risk. ~ Experience using commercial credit reporting agencies such as D&B; and Equifax. ~ Strong understanding of credit analysis, underwriting principles, and risk assessment methodologies. ~ Experience underwriting new and renewal B2B business, including evaluating risk and recommending appropriate terms and conditions. ~ Knowledge of PPSA and UCC regulations is an asset. ~ Proficiency in Microsoft Office, particularly Excel, and the ability to work independently in a fast-paced, energetic environment. ~ Experience in factoring, transportation, fraud analysis, or asset-based lending. ~ Flexible work schedule ~ Excellent extended medical, dental, and vision benefits plan that is 100% employer paid #

📌 Credit Risk Analyst Credit Risk Analyst (Vaughan)
🏢 REV Capital
📍 Vaughan