We’ve earned prestigious accolades such as Waterstone Canada’s Most Admired Corporate Cultures , Canada’s Top Growing Companies , and the TSX30 , highlighting us as one of the top performers on the TSX. We’re also honoured to be named a Greater Toronto Top Employer and recognized by Great Place to Work® as having the Best Workplaces for Women & Most Trusted Executive Teams , and included on TIME Magazine’s 2025 list of Canada’s Best Companies . These honours reflect our commitment to fostering an inclusive, high-performance culture where talent thrives and innovation drives us forward.

As one of Canada’s leading alternative consumer lenders, we’re passionate about helping everyday Canadians create a brighter future. Risk Analyst with proven problem-solving abilities to provide analytics expertise in support of easyfinancial, its consumer lending business. You will assist the Senior Manager, Risk and Analytics, in developing, implementing, and managing the appropriate level of risk analysis, monitoring and controls to ensure sound and consistent credit risk management practices, creating the foundation for profitable growth.

Additionally, you will provide in-depth analytics to support easyhome, the company’s leasing business, and liaise with various business units to meet their data requirements. Data mining, Modelling and Analysis: Conduct guided analytical dives to properly diagnose, document and report on the drivers of unexpected changes to portfolio/origination composition and credit performance across multiple lending channels including retail, online lending and alternative.

Assist

Risk and Analytics leadership by supporting the development of risk models for the purposes of origination, account management and collections. Perform analysis leading to credit strategy optimization, including but not limited to customer risk segmentation development that improves the portfolio’s risk-reward profile.



Forecast, track and measure key business metrics including loss rates, approval rates, loan conversion rates, and credit quality for new initiatives and marketing campaigns.

Maintain a standard set of risk and performance reports that evaluate the overall credit risk of the portfolio. Apply observations to loss forecasting models to capture current trends and communicate to Senior Management to identify risks and opportunities to the forecast. Conduct sensitivity and scenario analyses to understand the impact of exogenous factors, policy and operational changes on delinquency and charge off levels.

Assist

Risk and Analytics leadership by providing an objective assessment of the risk profile and performance of the easyfinancial portfolio as well as the overall business unit by regularly monitoring key risk indicators, conducting periodic credit reviews, and consistently communicating findings. Possess a strong knowledge of quantitative methodologies, risk models, and tools. Demonstrate strong technical knowledge of statistical analysis and modeling techniques.

Exhibit superior analytical skills – the ability to understand complex problems, detect trends, and analyze data to develop solutions. Understand data extraction/mining/modeling tools, including SQL; Communicate complex information and concepts in understandable terms, tailoring messages and content to the intended audience. Adapt to an evolving environment with shifting priorities and the capacity to handle multiple competing demands within tight timelines.





We offer a Flexible Work Program that provides you the ability to work three days onsite per week , either from our Mississauga or Pickering office. $70,125.00 – $82,500.00 CAD (includes base salary and bonus) Our compensation ranges are thoughtfully designed to reflect market competitiveness, internal equity, and the experience and impact each candidate brings to the role. At goeasy, we believe transparency fosters trust — and that rewarding performance with fair, competitive pay and meaningful growth opportunities is key to our success. Total compensation includes base salary and bonus.

Annual bonus that rewards your hard work and dedication. Employee discounts on furniture, electronics, and appliances. Expand your financial knowledge through engaging Financial Literacy Learning opportunities.

Enjoy company-paid volunteer days to give back to the community. Access 24/7 healthcare with Virtual Doctor Appointments. Personalize your benefits with a flexible modular benefits package. Stay fit and energized with exclusive access to our on-site private gym at our head office.

Internal development training programs and platforms including job-specific training, career coaching, leadership excellence, mentorship, and many others. Enjoy a state-of-the-art office space with perks like a games room, a healthy snack program, a fitness studio, free gated parking, and more! Diversity, Inclusion, And Equal Prospect Employment As an equal opportunity employer, we are committed to providing accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

All candidates considered for hire must successfully pass a criminal background check, credit check, and validation of their work experience to qualify for hire.

📌 Credit Risk Monitoring Specialist (Mississauga)
🏢 goeasy
📍 Mississauga