TD is a leading global financial institution and is the fifth largest bank in North America by branches/stores.

Financial Crime Risk

Management 69,700 - $98,400 CAD Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

The Financial Crime Risk

Management (FCRM) Enterprise Testing Team (formerly Global Anti-Money Laundering) sits within the second line of defense and conducts design and operating effectiveness testing of AML/ATF, Sanctions, and ABAC controls (collectively referred to as "FCRM Controls") within TD's business lines, relevant operational and control units (including the Financial Intelligence Unit (FIU)), and key FCRM technologies, Enterprise-wide (Canada, Europe, and Asia-Pacific). FCRM Testing Analyst The FCRM Testing Analyst executes independent testing of FCRM controls for assigned business line testing across the Enterprise, in a supporting role. This position will be responsible for testing key controls and processes within TD's Financial Intelligence Unit (FIU) including, but not limited to, teams responsible for transaction monitoring, high-risk investigations, regulatory reporting, demarkets, and sanctions operations.

Support the execution of testing engagement work (design and operating effectiveness testing) in accordance with established standards to achieve completion within target timelines. Carry out work with some complexity, generally requiring a short-term focus. Conduct skilled analytical research and analysis as part of the testing engagement and initiatives.

Support follow-up of findings raised from testing engagements in accordance with established standards. Prioritize and manage own workload to deliver quality results and meet assigned timelines. Requires working qualified level knowledge of the functional area and/or business areas supported and applicable regulatory requirements.

CAMS designation (or similar) preferred. ~2+ years of experience in AML/ATF, Sanctions, audit, or control testing roles. ~ Experience working in an FIU and/or working knowledge of FIU related processes and controls. ~ Experience/SME within TD Securities or Financial Intelligence Unit (FIU) businesses preferred.

Customer Accountabilities





Work collaboratively with the team throughout the testing engagement Present objective and independent advice & recommendations to control partners on the adequacy of RCM processes and controls in accordance with regulatory and internal requirements. Provide light subject matter expertise and/or input to projects/initiatives as a representative for an area of the function. Prioritize and manage own workload to deliver quality results and meet assigned timelines.

Contribute to the analysis, due diligence, and implementation of initiatives within defined area of responsibility. Adhere to internal policies, standards and procedures, methodologies, and applicable regulatory requirements to contribute to the review of internal processes and activities and assist in identifying potential opportunities to improve controls. Understand the operations of the business unit/area being tested and to identify potential risks and apply information to complete a quality, risk-based engagement.

May develop and provide reporting, analysis, and assessments at the functional or enterprise level. Protect the interests of the organization - identify and manage risks, and elevate non-standard, high-risk transactions/activities as necessary Provide analysis on issues and effectively communicate results to Testing management. Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.

Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation, and teamwork and promote timely communication of issues/ points of interest. Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit. Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques.





Participate in personal performance management and development activities, including cross training within own team. Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities. Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.

Colleagues may spend more or less days in office as required by the business line. TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total

Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. savings and retirement programs We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed.

You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. Here at TD, we hire and develop the best.

Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. We do our best to communicate outcomes to all applicants by email or phone call. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language

Requirement (Quebec only)

📌 FCRM Testing Analyst - Operations (5319) (Toronto)
🏢 TD
📍 Toronto