- Execute independent QA reviews of TD Securities AML monitoring and investigations files
- Assess completeness, accuracy, and quality of investigation documentation, alert disposition, rationale, evidence, red flags, escalation decisions, and regulatory reporting considerations
- Review monitoring activities for ML/TF and sanctions evasion risks across TD Securities products and processes
- Evaluate investigation conclusions using open-source searches, transaction reviews, adverse media, KYC/KYB context, and documented rationale
- Identify quality gaps, control weaknesses, inconsistent procedures, and matters requiring escalation
- Provide objective QA observations and recommendations for process improvement and effective control outcomes
- Support follow-up on QA findings, remediation activities, action plans, and recurring quality themes
- Support sample selection, QA reporting, tracker updates, quality-result analysis, management information, and responses to Audit, testing teams, regulators, and oversight partners
- Maintain relationships with QA management, TD Securities Monitoring & Investigations, FCRM Business Oversight, and control partners
- Manage assigned QA workload within SLA and reporting timelines
- Apply a risk-based lens to identify unusual activity, suspicious activity indicators, red flags, high-risk jurisdictions, sanctions concerns, correspondent banking risks, and downstreaming concerns
- Document evidence-based and defensible QA results
- Contribute to trend analysis, issue escalation, reporting, and QA methodology enhancements
- Support internal audit, regulatory examination, and governance reporting
- Participate in calibration discussions, QA huddles, process clarification sessions, and cross-training
- Keep current on TD Securities products, AML typologies, regulatory developments, emerging risks, investigative tools, and internal procedures
- Share knowledge and best practices with peers and provide informal guidance to junior analysts
- Communicate review status, issues, escalations,



and emerging themes to QA leadership and stakeholders

Requirements

- Undergraduate degree or equivalent experience preferred
- 5+ years of experience in AML/ATF, Financial Crime, investigations, QA/QC, audit, risk management, compliance testing, or TD Securities/capital markets operations
- Prior experience reviewing or investigating TD Securities, wholesale banking, correspondent banking, capital markets, or securities-related AML activity is preferred
- ACAMS, ACFCS, CAMS, CFCS, or equivalent financial crime certification is considered an asset
- Experience with STR/UTR assessment, RGS thresholds, adverse media, sanctions-related escalation, and investigative documentation is an asset
- Robust understanding of AML/ATF, sanctions evasion, suspicious transaction monitoring, UTR/STR decisioning, and relevant Canadian regulatory expectations
- Knowledge of securities, capital markets, investment banking, or wholesale banking products and processes
- Understanding of cross-jurisdictional AML considerations, including regional escalation requirements and MLRO referral considerations
- Strong understanding of QA/QC methodology, including sampling, quality standards, error identification, calibration, thematic analysis, and quality trend reporting
- Ability to apply a risk-based approach when assessing investigation quality, procedural adherence, documentation sufficiency, and potential control gaps
- Strong analytical skills with the ability to assess complex transactions, investigation narratives, customer activity, risk factors, and supporting evidence
- Ability to assess Reasonable Grounds to Suspect rationale




- Ability to identify root causes and recurring quality themes
- Ability to clearly articulate QA findings, rationale, recommendations, and quality themes in writing
- Strong attention to detail and documentation discipline
- Ability to manage multiple priorities, review cycles, and deadlines
- Proficiency with Microsoft Office, Excel, and relevant internal investigation, monitoring, case management, and data systems
- Sound judgment, professionalism, discretion, and ability to handle confidential information appropriately
- Strong collaboration, communication, and stakeholder management skills
- Ability to work independently while escalating issues appropriately
- Flexibility to support QA reviews across TDSMI and other FCI/KYC Investigation teams, processes, or portfolios

Core Competencies

Demonstrates expertise in AML/ATF compliance, investigation quality assurance, and regulatory reporting, with a strong focus on risk assessment and process improvement. Proficient in analyzing complex transactions and maintaining high standards of documentation and quality control.

Highest-signal resume keywords

- AML/ATF Compliance
- Quality Assurance Methodology
- Regulatory Reporting
- Risk-Based Assessment
- Financial Crime Investigation

ATS Optimization Keywords

Hard Skills

- STR/UTR Assessment
- Adverse Media Analysis
- Thematic Analysis
- Quality Trend Reporting
- Documentation Sufficiency
- Error Identification
- Sampling Techniques
- Transaction Review
- KYC/KYB Context
- Control Gap Identification

Soft Skills

- Attention to Detail
- Analytical Skills
- Communication Skills
- Collaboration Skills
- Stakeholder Management

Certifications & Qualifications

- ACAMS
- ACFCS
- CAMS
- CFCS

Industry Keywords

- Financial Crime
- Capital Markets
- Wholesale Banking
- Securities
- Regulatory Expectations

Tools & Technologies

- Microsoft Office
- Excel
- Case Management Systems
- Monitoring Systems
- Data Systems

📌 Financial Crime Risk Analyst II (Markham)
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📍 Markham