Mortgage Underwriter (RECA Licensed)

Benchmark Mortgages | St. Albert (Hybrid) | Full-time (Mon–Fri, 8:30–4:30)

Before we get excited: licensing is non-negotiable

You must have an active Alberta Mortgage Broker license (RECA) in good standing. If youdon’tcurrently hold your RECA license, wewill notconsider your application.

Come for the files. Stay for the team.

We’reBenchmark Mortgages: a tight-knit, upbeat crew that genuinely likes working together. We move fast, support each other, and keep things warm and human while holding a high bar for quality.

If you love the underwriting side of mortgages and want to focus on doinggreat work(not lead gen, not marketing, not “build your own book”),you’llfeel right at home here.

The opportunity (serious work, great setting)

We’rehiring a Mortgage Underwriterwho’sdetail-driven, proactive, and calm under pressure.You’llbe the person who keeps deals clean, compliant, and moving from application to funded, while working closely with our brokers and partners.

Hybrid work is built in, and we do like seeing each other in the office too. Think team lunches, quick check-ins, and the kind of workplace where peopleactually haveeach other’s backs.

Your day-to-day (key responsibilities)

- Underwrite and review mortgage applications: income, credit, assets, liabilities, supporting docs

- Structure deals across purchases, renewals/transfers, refinances, equity take-outs, rentals, and more complex scenarios

- Build strong lender submissions that are complete,accurate, and positioned for approval

- Track conditions and commitments and guide the file through signing and next steps

- Own the file flow from submission to funding, staying ahead of deadlines and key dates

- Coordinate partners (lenders, BDMs, realtors, appraisers, lawyers, insurers)



to keep things moving smoothly

- Problem-solve early when something feels off, and collaborate quickly on solutions

- Keep files audit-ready and compliant with RECA, AMBA, FINTRAC, and federal requirements

- Support occasional post-funding requests like documentation follow-up or servicing changes

What you bring

Must-haves

- Active RECA license (Alberta) in good standing

- 2+ years underwriting experience, or2+ years mortgage brokering with strong underwriting exposure

- Strong lender guideline knowledge (banks,monolines, credit unions, alternative lenders)

- Comfort with CRMs, document systems, lender portals, calculators, and e-sign tools

Bonus points forexperience with

- Blu Mortgage (CRM)

- MortgageBOSS

- MS Office Products,SharePoint

- Equifax/Verifast

- Lender portals and insurer portals (CMHC, Sagen, Canada Guaranty)

You’llfit best ifyou’re

- Meticulous and organized (you spot what others miss)

- Clear and kind in communication

- Solutions-focused and steady when timelines get tight

- A team player who enjoys contributing to a positive environment

Compensation & perks (clear and simple)

Detail Specification
Position Type Full-time, salary + commission, hybrid work-from-homeoption
Base Salary Range $50,000 – $60,000 (dependent on experience)
Target Total Compensation (Base + Commission) $80,000 –$120,000+
Benefits Commissionsareprovided in addition to base salary.Health spending account.3-weekvacation to start.St.Albert office location with free parking and a bright workspace.
Equipment Provided
Start Date Early 2026

Let’sdo this!

Ifyou’rea RECA-licensed underwriter who loves clean files, clear communication, and a team that genuinely has each other’s backs, we want to hear from you.

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📌 RECA-Licensed Mortgage Underwriter — Hybrid Role (St. Albert)
🏢 Benchmark Mortgages
📍 St. Albert