- Independently perform complex financial crime risk reviews, quality assurance activities, effective challenge, second-level reviews, trend analysis, and stakeholder advisory support across TD Securities Monitoring and Investigations AML/ATF processes
- Apply advanced AML/ATF, sanctions evasion, regulatory reporting, investigation quality, and securities/capital markets knowledge
- Assess investigation outcomes, escalation decisions, control execution, documentation quality, remediation activity, and regulatory risk management
- Perform monthly QA sampling and review QA scorecard adjustment requests
- Deliver initial and final QA results and monthly QA summary reporting
- Conduct quality trend analysis, identify QA breaches, track remediation, and elevate quality concerns
- Provide subject matter expertise and guidance to QA Analysts, FCRM stakeholders, and business partners
- Support issue resolution, remediation activities, quality action plans, and recurring control gap analysis
- Prepare responses to information requests from testing teams, Audit, regulators, and oversight partners
- Contribute to governance reporting, quality insights, thematic analysis, and management updates
- Participate in projects, methodology enhancements, procedure updates, calibration sessions, and process improvement initiatives
- Lead or support advanced analysis of QA results, procedural adherence, risk themes, control gaps, and remediation effectiveness
- Identify systemic issues, emerging risks, training needs, and process weaknesses and elevate recommended actions
- Prepare audit, regulatory, governance, and internal reporting materials
- Update QA scorecards, testing guides, job aids, desk guides, templates, and procedures
- Provide feedback, coaching, and knowledge sharing to QA Analysts
- Support team calibration, training forums, huddles, and cross-functional discussions
- Build relationships across QA Operations, Professional Practices, Monitoring & Investigations,



FCRM Business Oversight, Compliance, Legal, Risk, and other stakeholders
- May lead workstreams, projects, calibration activities, process updates, or targeted reviews
- Generally report to a Manager or Senior Manager within Financial Crime Risk Management

Requirements

- Undergraduate degree or equivalent experience required/preferred
- 5+ years of experience in Financial Crime, AML/ATF, investigations, TD Securities/capital markets, correspondent banking, wholesale banking, QA/QC, audit, second-line testing, risk management, or compliance oversight
- Experience conducting or reviewing complex AML investigations, EDD/HRC reviews, STR/UTR assessments, RGS analysis, adverse media reviews, sanctions-related escalations, or regulatory reporting decisions is preferred
- Experience in TD Securities, capital markets, correspondent banking, prime brokerage, securities activity, or wholesale banking environments is a strong asset
- ACAMS, ACFCS, CAMS, CFCS, or equivalent financial crime certification is considered an asset
- Advanced knowledge of AML/ATF, sanctions evasion, suspicious transaction monitoring, STR/UTR decisioning, RGS thresholds, and regulatory expectations
- Robust understanding of TD Securities products and related financial crime risks
- Strong analytical, investigative, and critical-thinking skills
- Ability to provide effective challenge, articulate defensible conclusions, and influence outcomes without direct authority
- Strong written communication skills for governance-ready summaries, QA findings, thematic analyses, and senior-level reporting




- Strong coaching, stakeholder management, and relationship-building skills
- Ability to interpret and apply procedures, standards, policies, and regulatory requirements consistently
- Strong organizational skills with ability to manage multiple complex priorities and deadlines
- Proficiency with Microsoft Office, Excel, data analysis, reporting tools, investigation systems, and relevant monitoring/case management applications
- Sound judgment, discretion, confidentiality, and professionalism

Core Competencies

Demonstrates advanced knowledge of AML/ATF processes, financial crime risk management, and regulatory compliance, with strong analytical and investigative skills to assess and improve quality assurance activities. Proficient in stakeholder management and effective communication for governance reporting and issue resolution.

Highest-signal resume keywords

- AML/ATF Expertise
- Financial Crime Risk Management
- Quality Assurance (QA) Analysis
- Regulatory Reporting
- Stakeholder Management

ATS Optimization Keywords

Hard Skills

- Financial Crime Investigations
- Regulatory Compliance
- Risk Management
- Data Analysis
- Quality Assurance (QA) Sampling
- Suspicious Transaction Monitoring
- Adverse Media Reviews
- Enhanced Due Diligence (EDD)
- Second-Line Testing
- Control Gap Analysis

Soft Skills

- Analytical Skills
- Critical Thinking
- Coaching
- Relationship Building
- Organizational Skills

Certifications & Qualifications

- ACAMS
- ACFCS
- CAMS
- CFCS

Industry Keywords

- TD Securities
- Capital Markets
- Correspondent Banking
- Wholesale Banking
- Regulatory Expectations
- Governance Reporting
- Thematic Analysis
- Quality Insights
- Control Execution
- Escalation Decisions

Tools & Technologies

- Microsoft Office
- Excel
- Reporting Tools
- Investigation Systems
- Case Management Applications

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📌 Senior Financial Crime Risk Analyst (Markham)
🏢 Jobtailor
📍 Markham