Goeasy Ltd. is seeking aRisk Analystwith proven problem‑solving abilities to provide analytics expertise in support of easyfinancial, its consumer lending business. You will assist the Senior Manager, Risk and Analytics, in developing, implementing, and managing the appropriate level of risk analysis, monitoring and controls to ensure sound and consistent credit risk management practices, creating the foundation for profitable growth. Additionally, you will provide in-depth analytics to support easyhome, the company’s leasing business, and liaise with various business units to meet their data requirements.What will you be doing?Data mining, Modelling and Analysis: Conduct guided analytical dives to properly diagnose, document and report on the drivers of unexpected changes to portfolio/origination composition and credit performance across multiple lending channels including retail, online lending and alternative. Communicate findings and the future impacts to losses to management. Assist Risk and Analytics leadership by supporting the development of risk models for the purposes of origination, account management and collections. Perform analysis leading to credit strategy optimization, including but not limited to customer risk segmentation development that improves the portfolio’s risk‑reward profile. Forecast, track and measure key business metrics including loss rates, approval rates, loan conversion rates, and credit quality for new initiatives and marketing campaigns.Forecasting and Reporting: Maintain a standard set of risk and performance reports that evaluate the overall credit risk of the portfolio.



Monitor and maintain a comprehensive set of reports to identify delinquency and charge‑off trends at the vintage and segment levels. Apply observations to loss forecasting models to capture current trends and communicate to Senior Management to identify risks and opportunities to the forecast. Conduct sensitivity and scenario analyses to understand the impact of exogenous factors, policy and operational changes on delinquency and charge‑off levels. Assist Risk and Analytics leadership by providing an objective assessment of the risk profile and performance of the easyfinancial portfolio as well as the overall business unit by regularly monitoring key risk indicators, conducting periodic credit reviews, and consistently communicating findings.What experience do you have?Possess a strong knowledge of quantitative methodologies, risk models, and tools.Demonstrate strong technical knowledge of statistical analysis and modeling techniques.Hold a University Degree in Statistics, Mathematics, or a related discipline (an advanced degree is desired).Exhibit superior analytical skills – the ability to understand complex problems, detect trends, and analyze data to develop solutions.Understand data extraction/mining/modeling tools, including SQL; SAS knowledge.Communicate complex information and concepts in understandable terms, tailoring messages and content to the intended audience.Adapt to an evolving environment with shifting priorities and the capacity to handle multiple competing demands within tight timelines.We offer a Versatile Work Program that provides you the ability towork three days onsite per week, either from our Mississauga or Pickering office.$70,125.00 – $82,500.00 CAD(includes base salary and bonus)This posting is for an existing vacancy within our team.#J-18808-Ljbffr

📌 Risk Analyst (Credit Risk) - C$70,125 - C$82,500 A Year (Winnipeg)
🏢 goeasy
📍 Winnipeg