OverviewSelect how often (in days) to receive an alert:Structured Finance - ABS, Associate Director - TorontoRequisition ID: 49262Business Unit: Fitch RatingsCategory: Credit Analysis & ResearchLocation: Toronto, ON, CADate Posted: Mar 2, 2026Fitch Ratings is seeking an Associate Director to join the Asset-Backed Securities Group in our Toronto office. The position will be responsible for a wide range of projects including assuming a role in rating ABS transactions and authoring market commentary and research. Successful candidates should demonstrate the ability to analyze and develop credit opinions related to ABS transactions, communicate credit opinions publicly and produce research on sector trends and developments. The position covers the U.S. ABS market, with initial emphasis on auto loan and auto lease, and equipment leasing sectors.Fitch Ratings is adding a highly motivated credit professional to the Asset Backed Securities (ABS) team as an Associate Director.About the Team:Fitch is a team-oriented work setting, so excellent communication skills are essential, as is a high productivity work-ethic and results oriented mindsetAn opportunity to be a lead coverage analyst at a global rating agencyA role that helps the debt capital markets make more informed decisions via timely, insightful and forward-looking rating actions and researchResponsibilitiesAnalyze the critical credit, legal and structural elements of ABS transaction structuresAssist in the development of ratings criteria,



including writing relevant reports and developing recommendations to bolster analysisDeployment and implementation of cashflow models and tools used in the rating processLead and/or support research projectsMaintain assigned rating relationshipsQualificationsAn ideal candidate will have a BA/BS degree with a minimum of 4 years work experience with previous experience in structured finance and direct ABS experience is preferredExceptional communication (particularly in writing) and strong quantitative and technical expertise are requiredThe candidate will be self-motivated and able to manage timelines across many projects, so strong time management and organization abilities are also requiredSuccessful candidates will showcase strong understanding of credit fundamentals combined with a willingness and ability to quickly learn new concepts and techniquesWhat Would Make You Stand OutPrevious experience in the Structured Finance sector from a credit perspectiveExperience with cash flow modeling or loss forecasting analysisWhy Choose FitchHybrid Work Environment: 2 to 3 days a week in office required based on your line of business and locationA Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunityInvesting in Your Future:



Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goalsPromoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeingSupportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectivelyInclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globeDedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your communityFitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.#J-18808-Ljbffr

📌 Structured Finance - Abs, Associate Director - Toronto
🏢 Fitch Ratings
📍 Toronto