About the RoleGrade Level (for internal use): 12The TeamCredit Analytics is an integral part of the Global Ratings Services team, comprising a group of 1400 analysts spread across key financial hubs worldwide. Our culture thrives on collaboration and a global mindset, fostering an environment of continuous learning where team members challenge the status quo and drive transformative solutions in credit analytics.The RoleThis role presents an opportunity to contribute to a team at the forefront of ratings innovation focused on structured finance. Financial markets are constantly evolving, and this role supports the timely delivery of high-quality credit opinions on innovative and complex structured finance transactions backed by ABS assets, while maintaining analytical consistency and rigor across rating practices.Responsibilities and ImpactServe as primary analyst on structured finance ABS transactions, performing end-to-end credit analysis, cash flow modeling, and presenting findings to rating committeesLead analytical work on innovative and complex ABS structures while maintaining consistency with S&P;'s rating criteria and analytical approachesEngage with market participants in pre-engagement discussions to provide market education and assess rating feasibility of novel structuresCollaborate with cross-functional analytical teams across different practices and regions to deliver comprehensive rating solutions for esoteric transactionsReview legal and operating documents for transaction consistency, provide structured feedback to external parties, and manage client relationshipsContribute to knowledge sharing through training initiatives, market commentaries, podcasts, and webinars to enhance S&P;'s market presenceCompensation/Benefits Information(This section is only applicable to US candidates) S&P; Global states that the anticipated base salary range for this position is $125,000 to $150,000. Final base salary for this role will be based on the individual’s geographic location, as well as experience level, skill set, training, licenses and certifications.In addition to base compensation, this role is eligible for an annual incentive plan. This role is eligible to receive additional S&P; Global benefits. For more information on the benefits we provide to our employees, please click here https://spgbenefits.Com/benefit-summaries/us .What We’re Looking ForBasic Required QualificationsMinimum 3+ years of experience in structured finance and credit analysis with demonstrated expertise in ABS transactionsBachelor's degree in Finance, Economics, Business, or related field from an accredited institutionStrong proficiency with financial modeling tools such as Excel and experience with cash flow analysis and modelingExcellent verbal and written communication skills with ability to present complex analytical findings to internal and external stakeholdersStrong analytical and problem-solving capabilities with ability to assess new asset and structural risks within rating frameworksProven ability to multi-task, manage deadlines under pressure, and work collaboratively in team environmentsAll employees are required to work from the office a minimum of 2 days per weekWe require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P; Global Ratings office.



This must be completed before we can proceed to an offer.Additional Preferred QualificationsMBA or CFA designation with continued career development in structured financeKnowledge of programming languages such as Python, R, VBA, C++, or MATLAB for advanced financial modelingExperience with cross-practice collaboration and exposure to multiple structured finance asset classesDemonstrated track record in client relationship management and market education initiativesRight to Work RequirementsThis role is limited to persons with an indefinite right to work in the United States.About S&P; Global RatingsAt S&P; Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.S&P; Global Ratings is a division of S&P; Global (NYSE: SPGI). S&P; Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.For more information, visit www.Spglobal.Com/ratingsWhat’s In It For You?Our MissionAdvancing Essential Intelligence.Our PeopleWe're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.Our ValuesIntegrity, Discovery, PartnershipThroughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.BenefitsWe take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P; Global.Our benefits include:Health & Wellness: Health care coverage designed for the mind and bodyFlexible Downtime: Generous time off helps keep you energized for your time onContinuous Learning:



Access a wealth of resources to grow your career and learn valuable new skillsInvest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programsFamily Friendly Perks: It’s not just about you. S&P; Global has perks for your partners and little ones, too, with some best-in class benefits for familiesBeyond the Basics: From retail discounts to referral incentive awards—small perks can make a big differenceFor more information on benefits by country visit: https://spgbenefits.Com/benefit-summariesGlobal Hiring and Opportunity at S&P; GlobalAt S&P; Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.S&P; Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P; Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P; Global is contingent upon compliance with the Policy.Recruitment Fraud AlertIf you receive an email from a spglobalind.Com domain or any other regionally based domains, it is a scam and should be reported to [email protected]. S&P; Global never requires any candidate to pay money for job applications, interviews, offer letters, “pre-employment training” or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here https://www.Spglobal.Com/content/dam/spglobal/corporate/en/documents/careers/Corp_0525-Recruitment-Fraud-Alert.Pdf .Equal Opportunity EmployerS&P; Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.If you need an accommodation during the application process due to a disability, please send an email to: [email protected] and your request will be forwarded to the appropriate person.US Candidates OnlyThe EEO is the Law Poster http://www.Dol.Gov/ofccp/regs/compliance/posters/pdf/eeopost.Pdfdescribes discrimination protections under federal law. Pay Transparency Nondiscrimination Provision - https://www.Dol.Gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.PdfJob ID325653Posted On2026-02-18LocationEnglewood, Colorado, United States#J-18808-Ljbffr

📌 Abs Structured Finance Ratings Associate Director - $125,000 - $150,000 A Year (Toronto)
🏢 S&P Global Ratings
📍 Toronto