Analyze credit information to support lending decisions and process recent and existing Commercial Banking loans and credit solutions
Perform financial analysis and calculations, assess client creditworthiness, and prepare detailed credit summaries
Analyze clients’ financial performance and risk profiles within the assigned portfolio
Support credit-granting decisions through recommendations to the manager
Support negotiation of loan terms and conditions and structure loans according to client requirements, risk appetite, and bank policies
Monitor portfolio compliance and performance, analyze metrics, and assess industry trends for risks and opportunities
Develop proposals to capture new business and expand client relationships
Monitor loan performance and the accuracy and integrity of loan documentation
Build and maintain client relationships in collaboration with the Relationship Manager and business partners
Structure and support new, renewal, and extension loans
Take corrective action when required and minimize BMO’s risk exposure by adhering to policies, regulations, and operational guidelines
Serve as a point of contact for service requests and elevate issues when needed
Support initiatives to enhance service quality, acquire new business, and expand client relationships
Identify revenue, cross-selling, and share-of-wallet opportunities
Leverage analysis tools to grow a portfolio exceeding ROE thresholds and evaluate client returns
Manage timely and accurate data entry into BMO systems
Think creatively, exercise judgment, and solve problems within given rules
Work mostly independently; broader work or accountabilities may be assigned as needed
Apply BMO’s Risk Management Framework and make sound, risk-informed decisions aligned with business strategy and applicable policies, laws, and regulations




Requirements Preferred 1–3 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment
Credit Qualifications and associated credit knowledge and skills according to credit portfolio requirements and qualification standards, if a Credit Qualifiable job
Bachelor’s degree required; Business Administration, Finance and Accounting preferred
Any other related discipline or commensurate work experience considered
Specialized knowledge from education and/or business experience
Foundational proficiency in problem solving, collaboration, detail-oriented work, customer service, and analytical thinking
Intermediate proficiency in financial analysis, loan structuring, data analysis tools, regulatory compliance, portfolio management, credit risk assessment, banking operations, and Microsoft Office
Core Competencies Demonstrates expertise in financial analysis, credit risk assessment, and loan structuring while effectively managing client relationships and ensuring compliance with banking regulations. Proficient in leveraging analytical tools to support lending decisions and enhance portfolio performance.
Highest-signal resume keywords Financial Analysis
Credit Risk Assessment
Loan Structuring
Regulatory Compliance
Portfolio Management
Hard Skills Credit Qualifications
Financial Analysis
Loan Structuring
Data Analysis
Credit Risk Assessment
Banking Operations
Portfolio Management
Credit Solutions
Financial Calculations
Credit Summaries
Soft Skills Problem Solving
Collaboration
Detail-Oriented
Customer Service
Analytical Thinking
Industry Keywords Commercial Banking
Lending Decisions
Client Relationships
Risk Management Framework
Compliance
Tools & Technologies Microsoft Office
Analysis Tools
BMO Systems

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📌 Portfolio Analyst (Nova Scotia)
🏢 Jobtailor
📍 Nova Scotia