Execute independent QA reviews of TD Securities AML monitoring and investigations files

Assess completeness, accuracy, and quality of investigation documentation, alert disposition, rationale, evidence, red flags, escalation decisions, and regulatory reporting considerations

Review monitoring activities for ML/TF and sanctions evasion risks across TD Securities products and processes

Evaluate investigation conclusions using open-source searches, transaction reviews, adverse media, KYC/KYB context, and documented rationale

Identify quality gaps, control weaknesses, inconsistent procedures, and matters requiring escalation

Provide objective QA observations and recommendations for process improvement and effective control outcomes

Support follow-up on QA findings, remediation activities, action plans, and recurring quality themes

Support sample selection, QA reporting, tracker updates, quality-result analysis, management information, and responses to Audit, testing teams, regulators, and oversight partners

Maintain relationships with QA management, TD Securities Monitoring & Investigations, FCRM Business Oversight, and control partners

Manage assigned QA workload within SLA and reporting timelines

Apply a risk-based lens to identify unusual activity, suspicious activity indicators, red flags, high-risk jurisdictions, sanctions concerns, correspondent banking risks, and downstreaming concerns

Document evidence-based and defensible QA results

Contribute to trend analysis, issue escalation, reporting, and QA methodology enhancements

Support internal audit, regulatory examination, and governance reporting

Participate in calibration discussions, QA huddles, process clarification sessions, and cross-training

Keep current on TD Securities products, AML typologies, regulatory developments, emerging risks, investigative tools, and internal procedures

Share knowledge and best practices with peers and provide informal guidance to junior analysts

Communicate review status, issues, escalations,



and emerging themes to QA leadership and stakeholders

Requirements

Undergraduate degree or equivalent experience preferred

5+ years of experience in AML/ATF, Financial Crime, investigations, QA/QC, audit, risk management, compliance testing, or TD Securities/capital markets operations

Prior experience reviewing or investigating TD Securities, wholesale banking, correspondent banking, capital markets, or securities-related AML activity is preferred

ACAMS, ACFCS, CAMS, CFCS, or equivalent financial crime certification is considered an asset

Experience with STR/UTR assessment, RGS thresholds, adverse media, sanctions-related escalation, and investigative documentation is an asset

Strong understanding of AML/ATF, sanctions evasion, suspicious transaction monitoring, UTR/STR decisioning, and relevant Canadian regulatory expectations

Knowledge of securities, capital markets, investment banking, or wholesale banking products and processes

Understanding of cross-jurisdictional AML considerations, including regional escalation requirements and MLRO referral considerations

Robust understanding of QA/QC methodology, including sampling, quality standards, error identification, calibration, thematic analysis, and quality trend reporting

Ability to apply a risk-based approach when assessing investigation quality, procedural adherence, documentation sufficiency, and potential control gaps

Strong analytical skills with the ability to assess complex transactions, investigation narratives, customer activity, risk factors, and supporting evidence

Ability to assess Reasonable Grounds to Suspect rationale





Ability to identify root causes and recurring quality themes

Ability to clearly articulate QA findings, rationale, recommendations, and quality themes in writing

Strong attention to detail and documentation discipline

Ability to manage multiple priorities, review cycles, and deadlines

Proficiency with Microsoft Office, Excel, and relevant internal investigation, monitoring, case management, and data systems

Sound judgment, professionalism, discretion, and ability to handle confidential information appropriately

Strong collaboration, communication, and stakeholder management skills

Ability to work independently while escalating issues appropriately

Flexibility to support QA reviews across TDSMI and other FCI/KYC Investigation teams, processes, or portfolios

Core Competencies
Demonstrates expertise in AML/ATF compliance, investigation quality assurance, and regulatory reporting, with a strong focus on risk assessment and process improvement. Proficient in analyzing complex transactions and maintaining high standards of documentation and quality control.

Highest-signal resume keywords

AML/ATF Compliance

Quality Assurance Methodology

Regulatory Reporting

Risk-Based Assessment

Financial Crime Investigation

ATS Optimization Keywords
Hard Skills

STR/UTR Assessment

Adverse Media Analysis

Thematic Analysis

Quality Trend Reporting

Documentation Sufficiency

Error Identification

Sampling Techniques

Transaction Review

KYC/KYB Context

Control Gap Identification

Soft Skills

Attention to Detail

Analytical Skills

Communication Skills

Collaboration Skills

Stakeholder Management

Certifications & Qualifications

ACAMS

ACFCS

CAMS

CFCS

Industry Keywords

Financial Crime

Capital Markets

Wholesale Banking

Securities

Regulatory Expectations

Tools & Technologies

Microsoft Office

Excel

Case Management Systems

Monitoring Systems

Data Systems

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📌 Financial Crime Risk Analyst II (Ontario)
🏢 Jobtailor
📍 Ontario