Company Description Platino Consulting is a boutique compliance consulting firm that helps Canadian businesses navigate complex regulatory requirements and build audit-ready compliance programs aligned with FINTRAC expectations. The firm partners with a wide range of organizations, including financial institutions, money services businesses, dealers in precious metals and stones, real estate brokerages, and financing and leasing companies.

Platino

Consulting specializes in practical, risk-based AML frameworks that are tailored to each client’s operations, providing services such as AML program development, independent effectiveness reviews, gap assessments, and ongoing advisory support. The team offers hands-on, commercially informed guidance to strengthen transaction monitoring, reporting processes, internal controls, and preparedness for regulatory examinations.

Platino

Consulting focuses on ensuring that compliance programs operate effectively in real business environments and stand up to regulatory scrutiny.

Our client is seeking an AML Analyst to support the execution and ongoing development of its AML/CTF compliance program.

This is a hands-on, intermediate-level role requiring practical AML experience, sound judgment, and the ability to independently manage core compliance activities, including KYB/KYC, transaction monitoring, investigations, regulatory reporting, and ongoing monitoring.

The successful candidate will work closely with the top AML and will have opportunities to take on increasing responsibility across our client's AML/CTF program.

Essential Duties & Key Responsibilities

- Independently conduct end-to-end KYB/KYC reviews, including ownership verification, risk assessment and documentation review
- Conduct EDD for higher-risk clients, including source of funds/wealth, adverse media and other enhanced reviews
- Investigate unusual activity and transaction monitoring alerts, identify relevant trends and red flags, and prepare clear, well-supported case documentation




- Assess investigation findings and escalate potential suspicious activity to the Head of Regulatory Compliance
- Prepare and submit regulatory reports, including STRs, EFT and LVCT reports, in accordance with applicable requirements and internal procedures
- Conduct periodic reviews, ongoing monitoring and client risk reassessments
- Perform sanctions, PEP/HIO, adverse media and other required screening
- Maintain complete and audit-ready compliance records
- Support regulatory examinations, independent reviews and audits, including document preparation and information requests
- Contribute to the development and maintenance of AML/CTF policies, procedures, risk assessments and controls
- Identify process or control gaps and recommend practical improvements
- Support AML/CTF projects, regulatory change initiatives and other compliance activities as required
- Provide guidance and support to other employees on routine AML/CTF matters, where appropriate

Qualifications

- 2–4 years of relevant AML/CTF or financial crime compliance experience, preferably within an MSB, payments, fintech, banking or virtual asset environment
- Practical experience with KYB/KYC, transaction monitoring, investigations, EDD and ongoing monitoring
- Working knowledge of AML/CTF regulatory requirements and risk-based compliance principles
- Strong analytical skills with the ability to assess complex or unusual activity and reach well reasoned conclusions
- Strong written skills, including the ability to prepare clear and defensible compliance documentation
- Ability to work independently, manage competing priorities and take ownership of assigned compliance activities.
- ACAMS, CFCS or similar professional designation, or progress toward obtaining one
- Skilled fluency in English, both written and verbal

Skills & Competencies
- Strong attention to detail and organizational skills.
- Excellent written and verbal communication skills.
- Strong analytical and problem-solving abilities.
- Ability to work independently and collaboratively within a team environment.
- Ability to manage multiple priorities and meet deadlines.
- Professional fluency in English, both written and verbal.

📌 AML Analyst (Toronto)
🏢 Platino Consulting
📍 Toronto