What We Need

Corpay is currently looking to hire a Co-Op Risk Reporting Analyst within our Cross-Borders division. This position falls under our Risk Management line of business and is in Toronto, ON. In this role, you will support the team with credit analytics, exception reporting, bounced-payment analysis, portfolio monitoring, and other structured risk-management activities.

We are looking for someone with a good academic foundation, strong Excel and analytical skills, attention to detail, and an interest in credit risk and financial services. Prior skilled credit experience would be helpful but is not expected, as the role is intended to provide practical learning and development. You will report directly to the Sr.

Manager, Operational Risk and regularly collaborate with various stakeholders.

How We Work

As a Co-Op Risk Reporting Analyst, Corpay will set you up for success by providing:

- Assigned to a hoteling space at 121 King Street, Toronto, ON
- Company-issued equipment
- Formal, hands-on training

Role Responsibilities The responsibilities of the role will include:

- Reviewing and supporting exception requests related to settlement limit breaches, early release (ER) requests, and temporary overdrafts within defined mandates, ensuring alignment with approved risk frameworks and escalation thresholds.
- Supporting daily transactional credit risk operations, including monitoring settlement activity, overage positions, CLIAB balances, and funding sufficiency across currencies.
- Supporting credit underwriting activities for Enterprise or API-based clients, and Financial Institutions, including analysis of financial statements, liquidity positions, transaction volumes, and settlement behavior.
- Monitoring and supporting resolution of bounce payment activity, including tracking re-pulls, reinstatement requests, and timely escalation of unresolved exposures.
- Identifying high-risk transactional behavior, including large-value payments, new or changed beneficiaries, unusual settlement patterns, and repeat exception usage, and escalating concerns in line with defined controls.
- Supporting the implementation and ongoing initiatives of preventative risk controls to mitigate fraud risk, settlement exposure, and operational losses.
- Preparing and maintaining risk trackers, dashboards, and reporting (e.g., exception logs, bounce payment trackers, settlement exposure summaries) to support management oversight.
- Partnering with Sales, Operations, Compliance, Legal, and other cross-functional teams to support timely resolution of credit-related and transactional queries while maintaining appropriate risk discipline.

Qualifications & Skills

- Currently enrolled in a college or university co-op program in Finance, Accounting, Economics, Business Administration, Risk Management, Data Analytics, or related discipline.




- Eligible to complete a full-time co-op placement
- Strong interest in FX markets, payment flows, and settlement mechanics, with practical exposure to transactional risk or liquidity monitoring considered an asset.
- Proficiency in Excel (lookups, pivots, structured analysis); experience with Power BI or similar reporting tools is a strong plus.

- Strong attention to detail, sound judgment, and the ability to escalate issues clearly and concisely.
- Comfortable working in a fast-paced, deadline-driven environment with frequent cross-functional interaction.

Benefits & Perks

- Comprehensive Benefits Package including Medical, Dental, Vision, and Paramedical benefits, as of day one
- Optional company match RRSP program
- Virtual fitness classes offered company-wide
- Time-off including major holidays, vacation, sick, personal, & volunteer time
- Discounted gym membership rate
- Philanthropic support with both local and national organizations
- Fun culture with company-wide contests and prizes

Pay Transparency The expected salary range for this position is [22.00 – 24.00 CAD], based on the candidate’s work location. This range reflects a good faith estimate of the expected compensation for this role at the time of posting. The final offer will be determined based on job-related factors including skills, experience, qualifications, and applicable market conditions.

Compensation may vary based on geographic location and will be confirmed during the hiring process. Additional compensation and benefits, including incentive programs, health coverage, retirement plans, paid time off, and other benefits (where applicable), may also be provided.

About Corpay

Corpay is a global technology organization that is leading the future of commercial payments with a culture of innovation that drives us to constantly create new and better ways to pay. Our specialized payment solutions help businesses control, simplify, and secure payment for fuel, general payables, toll and lodging expenses. Millions of people in over 80 countries around the world use our solutions for their payments.

At Corpay, we are committed to fostering an inclusive and respectful workplace where employees are valued for their diverse perspectives, experiences, and contributions. We believe that diversity, equity, and inclusion strengthen our teams, drive innovation, and support our continued success globally.

As part of our hiring process,



offers of employment may be subject to the successful completion of pre-employment screening conducted by an authorized third-party provider, in accordance with applicable laws and Corpay policies. Screening requirements may include employment references, identity verification, criminal record checks, financial or sanctions screening, and other background checks relevant to the role and permitted by local law.

Notice to Recruitment Agencies and Search Firms: Corpay does not accept unsolicited resumes from agencies or search firms without a valid written agreement in place. Any unsolicited candidate submissions will become the property of Corpay, and no fees will be paid related to such submissions.

Learn more about Corpay: https://www.corpay.com

Transparency & Compliance

Equal Opportunity Employer

Corpay is committed to providing equal employment opportunities to all applicants and employees. Employment decisions are made without regard to race, color, religion, sex (including pregnancy), gender, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, marital status, genetic information, military or veteran status, or any other characteristic protected by applicable law. Corpay is committed to fostering an inclusive workplace where individuals are respected and valued for their diverse perspectives, experiences, and contributions.

If you require reasonable accommodation during any part of the application or interview process, please notify a representative of the Human Resources Department.

Use of Artificial Intelligence in Hiring

Corpay may use artificial intelligence (AI) and other technology-enabled tools to support certain aspects of the recruitment process, such as application screening, candidate assessment, or interview scheduling. These tools are designed to enhance efficiency, consistency, and fairness throughout the hiring process. AI tools do not make final hiring decisions.

All employment decisions involve human review. Corpay is committed to the responsible use of AI, including appropriate oversight and safeguards designed to support fair and unbiased outcomes.

Candidate Privacy Notice For information about how Corpay processes personal information during the recruitment process, please review our Candidate Privacy Notice: https://www.corpay.com/privacy-policy.

Pay Philosophy

Corpay is committed to fair, equitable, and transparent compensation practices.

Compensation decisions are based on objective, job-related factors including skills, experience, qualifications, and market benchmarks. Where required by applicable law, salary or compensation ranges will be included in the job posting or provided prior to the interview process, where required by applicable law. Additional compensation elements such as bonuses, incentives, benefits, or variable pay may apply where applicable.

📌 Co-Op Risk Reporting Analyst (Toronto)
🏢 Corpay
📍 Toronto